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Amex (Biz) 2% Card CLI

username7
Contributor

Amex (Biz) 2% Card CLI

Man, this card sure has been a slow grower, but ultimately I appreciate Amex's generousity even if it's taking forever. 

Started at $3,000 and now I am up to $15,000

chrome_rPaODngV8D.png

 

EXP F: 753

INQ: 3/24

ACCS: 30-ish/24

INC: $78k

Oldest Installment: (and still active for 57 months) rental agreement 

Oldest Account Revolving: 2.9 months ago - $20k limit

Newest: SYNC/CareCredit - $12.5k

 

Biz Side:

Est: 2020

Income: Monthly ($28k-$33k) / Annual $354k-$360k

Type: Crisis Communicator by Contract (usually through city's municpalities, police etc)

$ Spent on this card in 2021: $13k

$ Spent on this card in 2020: $18k

$ Owed as of 2/22/22: $0

Message 1 of 11
10 REPLIES 10
pizzadude
Moderator

Re: Amex (Biz) 2% Card CLI

Congrats on the AMEX luv and hitting $15K CL !

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 11
CloudyWeather1331
Regular Contributor

Re: Amex (Biz) 2% Card CLI

Congrats on the CLI!

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Message 3 of 11
cashorcharge
Community Leader
Senior Contributor

Re: Amex (Biz) 2% Card CLI

That's terrific!!  Congratulations on your AMEX CLI Approval!! 🎉🥂👏

Message 4 of 11
mikeef
New Contributor

Re: Amex (Biz) 2% Card CLI


@username7 wrote:

Man, this card sure has been a slow grower, but ultimately I appreciate Amex's generousity even if it's taking forever. 

Started at $3,000 and now I am up to $15,000

chrome_rPaODngV8D.png

 

EXP F: 753

INQ: 3/24

ACCS: 30-ish/24

INC: $78k

Oldest Installment: (and still active for 57 months) rental agreement 

Oldest Account Revolving: 2.9 months ago - $20k limit

Newest: SYNC/CareCredit - $12.5k

 

Biz Side:

Est: 2020

Income: Monthly ($28k-$33k) / Annual $354k-$360k

Type: Crisis Communicator by Contract (usually through city's municpalities, police etc)

$ Spent on this card in 2021: $13k

$ Spent on this card in 2020: $18k

$ Owed as of 2/22/22: $0


I'm planning on doing it tomorrow to my 2 Amex Biz Cards because I just paid them off, can you confirm it was only soft pulls? I've heard so many back and forths on the subject, no sure who to believe. 

Message 5 of 11
username7
Contributor

Re: Amex (Biz) 2% Card CLI


@mikeef wrote:

@username7 wrote:

Man, this card sure has been a slow grower, but ultimately I appreciate Amex's generousity even if it's taking forever. 

Started at $3,000 and now I am up to $15,000

chrome_rPaODngV8D.png

 

EXP F: 753

INQ: 3/24

ACCS: 30-ish/24

INC: $78k

Oldest Installment: (and still active for 57 months) rental agreement 

Oldest Account Revolving: 2.9 months ago - $20k limit

Newest: SYNC/CareCredit - $12.5k

 

Biz Side:

Est: 2020

Income: Monthly ($28k-$33k) / Annual $354k-$360k

Type: Crisis Communicator by Contract (usually through city's municpalities, police etc)

$ Spent on this card in 2021: $13k

$ Spent on this card in 2020: $18k

$ Owed as of 2/22/22: $0


I'm planning on doing it tomorrow to my 2 Amex Biz Cards because I just paid them off, can you confirm it was only soft pulls? I've heard so many back and forths on the subject, no sure who to believe. 


It was indeed a soft pull.

Message 6 of 11
K-in-Boston
Moderator

Re: Amex (Biz) 2% Card CLI


@mikeef wrote:

I'm planning on doing it tomorrow to my 2 Amex Biz Cards because I just paid them off, can you confirm it was only soft pulls? I've heard so many back and forths on the subject, no sure who to believe. 


I don't recall any datapoints mentioning a hard pull for a credit line increase with Amex when using the link in their account.  That would be very surprising.  Usually the soft pull conversation with Amex is about whether an existing cardholder will receive a HP when applying for a new product, which doesn't happen in most cases but is always a possibility and does happen at times.

 

Congrats on the CLI username7!

Message 7 of 11
Red1Blue
Super Contributor

Re: Amex (Biz) 2% Card CLI

Congratulations @username7 

Message 8 of 11
RealEstateGuy89
Regular Contributor

Re: Amex (Biz) 2% Card CLI

Congrats on the CLI username7! 

I haven't been able to get a CLI on the 3 AMEX cards I have yet. The oldest one I have is 1 year and 3 months. They cite too many new accounts lately, which is probably right, so I will wait awhile and try again.  I can't find anyplace to request one once I am logged in so I have to call in and request one.

Message 9 of 11
FinStar
Moderator

Re: Amex (Biz) 2% Card CLI


@RealEstateGuy89 wrote:

Congrats on the CLI username7! 

I haven't been able to get a CLI on the 3 AMEX cards I have yet. The oldest one I have is 1 year and 3 months. They cite too many new accounts lately, which is probably right, so I will wait awhile and try again.  I can't find anyplace to request one once I am logged in so I have to call in and request one.


@RealEstateGuy89 -- there is a thread listed here, that provides the steps on how to request it online since AENB recently changed/hid some of the site navigation options.

Message 10 of 11
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