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I currently have the Amex BCP card and understand that if I were to apply for another amex card it will be a soft pull. My question is, does the soft pull also extend to their business cards? If I were applying for a business card in my name (consulting business), will that be a hard or soft pull?
Thanks
"Normally" yes a SP but like with all things AmEx there's always an outside chance any new card Biz or Personal could be a HP.
@MarkintheHV wrote:I currently have the Amex BCP card and understand that if I were to apply for another amex card it will be a soft pull. My question is, does the soft pull also extend to their business cards? If I were applying for a business card in my name (consulting business), will that be a hard or soft pull?
Thanks
Yes, it extends to the Biz cards. Once you have AMEX it is most usually always a SP after that for either personal or business.
@MarkintheHV wrote:I currently have the Amex BCP card and understand that if I were to apply for another amex card it will be a soft pull. My question is, does the soft pull also extend to their business cards? If I were applying for a business card in my name (consulting business), will that be a hard or soft pull?
Thanks
Yep. SP
@MarkintheHV wrote:I currently have the Amex BCP card and understand that if I were to apply for another amex card it will be a soft pull. My question is, does the soft pull also extend to their business cards? If I were applying for a business card in my name (consulting business), will that be a hard or soft pull?
Thanks
Yep. SP
Agree with posts above. It will likely be a SP but not guaranteed.
My most recent Amex was the BBP, It was my 4th Amex (first business) and still a SP. I would assume that it would be a SP but always be prepared for the HP to sneak in there.
@MarkintheHV wrote:I currently have the Amex BCP card and understand that if I were to apply for another amex card it will be a soft pull. My question is, does the soft pull also extend to their business cards? If I were applying for a business card in my name (consulting business), will that be a hard or soft pull?
Thanks
In the first place there's never a guarantee that it's a soft pull; almost always it's a soft pull, but not always.
And yes it applies to business card applications as well. Your application for a business card is highly likely to be a soft pull.
Thanks everyone. Just got approved for 21k and no emails stating hard pull.
@MarkintheHV wrote:Thanks everyone. Just got approved for 21k and no emails stating hard pull.
Congratulations.
Which card did you go for? I have the Blue Business Cash and the Blue Business Plus.
I snagged the Amazon Prime Business card.