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Amex Blue Business Cash Approval

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Oops_I_Did_It_Again
Regular Contributor

Amex Blue Business Cash Approval

 

BBC.jpg

 
          CC
   Bank
     SL
  APR
Promo APR
  SP only
InstantApproval
Blue Business Cash
American Express
 $10,000 19.24%0%, 12 mo.
  EX F8  755         yes


DPs, before app
clean profile
Utilization 1%

New accounts 1/3, 1/6, 2/12, 7/24  (1 card not reporting yet)

AoOA 3Y 6M, AAoA 1Y 10M, AoYA 0M
Inquiries EX 1/12
Highest CLs: 16,000, 15,100
Total CCs 12

Planning a large expense (piano) for side-gig teaching lessons.

 

Apparently no HP for EX!  So this application is a pretty stealthy one as far as reports and scores.

Last application with AMEX was for a personal Blue Cash Everyday card in 06/2020, smack in the middle of Covid-19, Approved for 3,100 and got pop-up denying bonus.

Very surprised and pleased, in this case, by the 10K limit!!.

Applied as sole proprietor under my own name, home address, SSN, etc.

No pop-up denying SUB but not sure they happen with American Express's business cards.  In theory I am eligible for SUB & Terms show 0% APR (purchases only, no BT) for 12 months.   I don't really care in this instance.   Just happy to be approved for the 10K.  That's the biggest starting limit I've received.

 

I've gotten 3 cards in the last couple weeks.   Due for a little time in the  Garden. 

Credit Profile (FEB 2024)
F8 EX 767 EQ 770, TU 773, F8 BC EX 784, EQ BC 789, F9 EX 777
TCL: $124,200, reporting available: $120,995
cc utilization: 3%, auto loan: $5,456/$6850
AoOA 5Y 9M, AAoA 3Y 3M, AoYA 7M
new cc accounts 3/24, 2/12, 0/6, 0/3, INQs 12 months EX 2, EQ 1, TU 1

Personal Cards (15)
Chase/Amazon Prime Visa, Freedom Unlimited, Bank of America CCR, American Express BCP+CM, GS Apple Card (MC)
PenFed PC Rewards, Citibank DoubleCash, Discover IT + BT, Regions Cash Rewards, Wells Fargo AC, CapOne QS, Synchrony PPMC +
Closed (1): Synchony Amazon Prime

Business Cards (1)
American Express BBC
Message 1 of 8
7 REPLIES 7
quikj9
Frequent Contributor

Re: Amex Blue Business Cash Approval

Congrats on your Blue Business Cash approval! 10k is a great SL. 




Message 2 of 8
4sallypat
Valued Contributor

Re: Amex Blue Business Cash Approval

Nice Amex SL !

 

Congrats!

Message 3 of 8
SouthJamaica
Mega Contributor

Re: Amex Blue Business Cash Approval


@Oops_I_Did_It_Again wrote:

 

          CC
   Bank
     SL
  APR
Promo APR
  CB Pull, KY
InstantApproval
Blue Business Cash
American Express
 $10,000 19.24%0%, 12 mo.
  EX F8  755         yes


DPs, before app
clean profile
Utilization 1%

New accounts 1/3, 1/6, 2/12, 7/24  (1 card not reporting yet)

AoOA 3Y 6M, AAoA 1Y 10M, AoYA 0M
Inquiries EX 1/12
Highest CLs: 16,000, 15,100
Total CCs 12

Planning a large expense (piano) for side-gig teaching lessons.

 

Apparently no HP for EX!  So this application is a pretty stealthy one as far as my reports and scores go.

Last application with AMEX was for a personal Blue Cash Everyday card in 06/2020, smack in the middle of Covid-19, Approved for 3,100 and got pop-up denying bonus.

Very surprised and pleased, in this case, by the 10K limit!!.

Applied as sole proprietor under my own name, home address, SSN, etc.

No pop-up denying SUB but not sure they happen with American Express's business cards.  In theory I am eligible for SUB & Terms show 0% APR for 12 months.   I don't really care in this instance.   I am just happy to be approved for the 10K.  That's the biggest starting limit I've received.

 

I've gotten 3 cards in the last couple weeks.   I think I'm due for a little time in the  Garden. 


Congratulations. And thanks for the data points.

 

It's a great card.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 4 of 8
MmmarkAz
Regular Contributor

Re: Amex Blue Business Cash Approval

@Oops_I_Did_It_Again Congrats on your BBC Approval and Nice SL😃 I Got Mine Last Month, No Hard Pull, I'm Gardening Like @SouthJamaica @Finstar and Others Told Me to Do.. and Received 2 Lowe's CLI's Biz & Personal and FNBO CLI.. & BBC

Good Job! Well Done!

Fico8s EX 798 EQ 792 TU 802
Started 10/17 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 23.5k
PenFed Gold Visa 11k
Penfed Platinum Rewards 15k
Penfed Power Cash Rewards 24k
FNBO World 13.6k
NFCU Platinum 23k
NFCU Cash Rewards 9k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 8.3k
CITI Simplicity 6.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 9.1k
Amex Hilton Honors 3.1k
Discover It 3k
Lowe's Advantage 25k.

>BUSINESS CARDS
Amex Business Lowe's 3k
Amex Blue Business Cash 13.8k.
AMEX Blue Business Plus 25k
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 13k
US Bank Triple Cash Rewards 8k
Desert Financial CU Elan 20k
US Bank Platinum 25k
Message 5 of 8
Jordan23ww
Valued Contributor

Re: Amex Blue Business Cash Approval

Congratulations on your approval!

      


Message 6 of 8
M_Smart007
Legendary Contributor

Re: Amex Blue Business Cash Approval

@Oops_I_Did_It_Again, Congratulations on being approvedSmiley Happy

Message 7 of 8
cashorcharge
Community Leader
Super Contributor

Re: Amex Blue Business Cash Approval

Nice stealthy approval @Oops_I_Did_It_Again !! Congratulations on your AMEX BBC Approval!! 🥂🎉👏🏻

Message 8 of 8
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