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Friday night I decided to apply for this card one more time. I tried to get it since it came out last year and I was denied a few times. Most of the time it was that I had just gotten 2 Amex revolvers, then it was that my score was too low, etc. So I let it go.
Friday, I was paying my Amex bill and decided to go for it and I was instantly approved. This is the only Amex revolver I wanted originally so I’m very happy I finally got it. ☺️
Data Points:
SL: $2,000
Offer: 10k MR points for $3,000 spend. I use my DH’s referral link.
EX FICO 08: 673
UTIL: 10% - Only one card with a balance using a 0% APR until 2019 offer. That card UTIL is 40%
Income: $145k
Business income: $62k and the business is 10 years old.
Baddies: 6 paid charge-offs that are 6 years old and will drop in April 2019.
If anyone need any other data points, feel free to ask! 😉
Glad to see your perseverance finally paid off. Congratulations on your approval there!
@simplynoir wrote:Glad to see your perseverance finally paid off. Congratulations on your approval there!
Thanks Simply! ☺️
Congrats on the approval. Great card and I love mine. Well done on the perseverance
Congrats 🎈🎊🎉🍾 shoegal.
Thanks Irish! I think the ED is going in the SD after this approval.
Thanks MiesterBro! 😊
@pizza1 wrote:
Super awesome!!! Congrats to you! Im hoping that within 6-12months I have my Simply Cash as well. Just finally got back in with them post BK a few days ago.
Thanks Pizza! Crossing fingers that they send you a pre-approval before then.