Friday night I decided to apply for this card one more time. I tried to get it since it came out last year and I was denied a few times. Most of the time it was that I had just gotten 2 Amex revolvers, then it was that my score was too low, etc. So I let it go.
Friday, I was paying my Amex bill and decided to go for it and I was instantly approved. This is the only Amex revolver I wanted originally so I’m very happy I finally got it. ☺️
Data Points:
SL: $2,000
Offer: 10k MR points for $3,000 spend. I use my DH’s referral link.
EX FICO 08: 673
UTIL: 10% - Only one card with a balance using a 0% APR until 2019 offer. That card UTIL is 40%
Income: $145k
Business income: $62k and the business is 10 years old.
Baddies: 6 paid charge-offs that are 6 years old and will drop in April 2019.
If anyone need any other data points, feel free to ask! 😉
@simplynoir wrote:Glad to see your perseverance finally paid off. Congratulations on your approval there!
Thanks Simply! ☺️
Congrats Shoegal! Great card by the way! We love it here! It's been solid and reliable over the last 4 months. Taking multiple swipes from all over the country. Sometimes across several states in a day, with not a single hiccup.
Amex is quickly becoming widely accepted. Lowering their fees recently should bring more businesses to the table as well.
Amex is quickly becoming widely accepted. Lowering their fees recently should bring more businesses to the table as well.
Thanks Irish! I think the ED is going in the SD after this approval.
Thanks MiesterBro! 😊
@pizza1 wrote:
Super awesome!!! Congrats to you! Im hoping that within 6-12months I have my Simply Cash as well. Just finally got back in with them post BK a few days ago.
Thanks Pizza! Crossing fingers that they send you a pre-approval before then.