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Amex Blue Business Plus Credit Card - HP?

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IodineNightSky
Regular Contributor

Amex Blue Business Plus Credit Card - HP?

If i apply for this card, already being an AMEX customer (buiness gold charge and personal delta credit), am i likely to get a hard pull on my personal credit? 

 

Also, if i'm approved for this card, does it report to BOTH business AND personal credit bureaus or just Business or just Personal? 

 

Thx!

 

 

Current FICO 8s:
EQ: 712 - TU: 719 - EX: 707
Mortgage Ficos: EQ5: 708 - TU4: 729 - EX2: 700
Current Middle Mortgage Score: 708
Goal Scores: 740+


Message 1 of 3
2 REPLIES 2
simplynoir
Community Leader
Mega Contributor

Re: Amex Blue Business Plus Credit Card - HP?

1) Yes, odds are likely it will only be a SP for the application. Not a 100% guarantee but smart money is you won't get a HP.

 

2) All AMEX business accounts report to just business. Only if you default on your business cards does it report to personal

Message 2 of 3
IodineNightSky
Regular Contributor

Re: Amex Blue Business Plus Credit Card - HP?

Thanks for the info. 

I took the plunge and got approved for $3900 (weird number). 

No HP alert so i think I'm safe there. 

 

Thanks again!

Current FICO 8s:
EQ: 712 - TU: 719 - EX: 707
Mortgage Ficos: EQ5: 708 - TU4: 729 - EX2: 700
Current Middle Mortgage Score: 708
Goal Scores: 740+


Message 3 of 3
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