Amex Business Gold 90k MR point SUB preapproval

SouthJamaica · ‎08-17-2021

Just a heads up for those who might be interested in the Amex Business Gold card, I got a preapproval via snail mail today with a 90k MR SUB, on $10k 3-month spend. Just mentioning it because the SUB is higher than the 60k and 70k SUB's visible on the website.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

SEG-fenced credit union Platinum Visa 10500

Comenity AAA Travel Advantage Visa $6200

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Seamslong · ‎08-18-2021

Does this one have an annual fee?

Remaining Card limit goals:
Capitol One 3,600/2,500/2,300 goal 10k each line or close after buy a home|Discover $9.5k goal 15k | Citibank $6.5k goal 10k | Southwest $8,200 goal 20k |PayPal goal $6.0k goal 10k|Wayfair $2.1k goal $5.0k

Possibly cancelling:
Amex Blue 2k | No credit line increase since inception 2017
Closed accounts
Legacy CC/Capitol One secured 08/2021
Amex 11/2022

Entered the garden on 9/01/2021

GatorGuy · ‎08-18-2021

That's a great SUB

SouthJamaica · ‎08-18-2021

@Seamslong wrote:
Does this one have an annual fee?

Of course. $295.

Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

bigpoppa1 · ‎08-19-2021

What personal fico score and business D&B, experian, equifax score is needed to get approved for $90k limits with Amex Gold?
Do you need an existing credit card with Amex?

Personal: Upgrade Triple Cash Rewards $1,000, Capital One Quicksilver $3,000, Avant $750, Credit One $450, Credit One Black $950, Destiny $300, Milestone $300, Mission Lane $400, Cerulean $1,500, Merrick Bank Black $700, Upgrade $1,000, Fingerhut $1,300.....

C-Corporation: Universal Premium Fleetcor $22,000, BP $9,000, Shell $10,000, Amazon $5,000, Lowe's $6,500, Phillips 66 $3,000

SouthJamaica · ‎08-20-2021

@bigpoppa1 wrote:
What personal fico score and business D&B, experian, equifax score is needed to get approved for $90k limits with Amex Gold?
Do you need an existing credit card with Amex?

1. It was a targeted offer.

2. I'm pretty sure it only goes to people who are already Amex business card customers.

3. It doesn't have a $90k limit. It just had a 90,000 MR (Membership Rewards) sign up bonus. The Amex charge cards, like the gold card, don't have a credit limit. They have a fluctuating spending limit.

4. I have no idea what scores are needed to get approved for it. My score at time of preapproval was 749 EX FICO 8.

Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687