I was approved for the Amex business gold yesterday after defaulting with amex around 1999 for roughly $4,600.00. I also understood it to be the case that you can generally apply for a personal card on the same day with the same pull so I hit up the prequal site and was approved for the Hilton Honors card with a small SL of $2,000.00. (With the addition of these two cards, Im out of the market for additional credit for at least 12 mos.)
I live in FL, they pulled my Experian which at the time was sitting at 711.
Here are my questions:
1. How high is the intermal limit on new accounts and whats the fastest way to raise it?
- I figure my spend for the month of September between my apple card and new regions cards will be in the range of $50k. It doesn't seem like that will be an option on a "NPSL" card without throwing up some serious red flags. Should I charge and pay my bill multiple times per month?
2. Can I undergo a voluntary financial review?
I know people are scraed of a FR, but with my planned activity, I feel theyre going to come knocking,. Id like to get it out of the way as soon as possible.
Last Inquiry 9/26/2019 (Amex Everyday approved $1,000.00) Fico Score Progression : 10/1/2018 EQ 530 TU 535 EX 540 9/5/2019 EQ 669 TU 806 EX 712 In the garden till 10/1/2020