No PG was required, just applied for the Amex Gold and was immediately approved. They just asked for 3 numbers on the back of 1 of my other cards to prove my identity that’s it
Congrats on the approval but that is a PG. Just means that you are personally guaranteeing the card as opposed to it being solely in your business’ nane. U less you are a large corporation almost all business Visa, Amex, and MasterCard credit cards require a PG.