cancel
Showing results for 
Search instead for 
Did you mean: 

Amex Business Green and Blue Business Cash Applications + Others (Updates)

tag
CreditFun
Regular Contributor

Amex Business Green and Blue Business Cash Applications + Others (Updates)

Got AZEO EX FICO 8 - 768 and decided to apply.

 

Applied for both Green (instant approval) and Blue (asked for bank statements).  Tried to use their immediate online verificaiton process but no luck.  Uploaded them manually.  Waiting for review.

 

Citi Business Costco and *edit* [capital 1 spark cash select denied.  Chase Ink pending review.]

Message 1 of 10
9 REPLIES 9
Citylights18
Valued Contributor

Re: Amex Business Green and Blue Business Cash Applications

Hopefully you have some good luck with AMEX.

 

Chase puts everyone into a category and either you fit their model or you don't.

Official travel point totals as of 12/26/23 (1,382,693 Total Points)
Chase Ultimate Rewards 661,525 | IHG One Rewards 144,443 | Hilton Honors 143,801 | AMEX Membership Rewards 102,729 | World of Hyatt 90,413 | Marriott Bonvoy 65,343 | Citi Thank You 62,712 | Wells Fargo Rewards 33,652 | Southwest Rapid Rewards 28,105 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,661 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 792 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 6,992 ($69.92) | Amazon Rewards 475 ($4.75) | Discover CB 499 ($4.99)
Message 2 of 10
pizzadude
Credit Mentor

Re: Amex Business Green and Blue Business Cash Applications

Congrats on the AMEX Green approval, and keep us posted on the BIz Cash as well ! Smiley Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 10
babygirl1256
Senior Contributor

Re: Amex Business Green and Blue Business Cash Applications

Congrats on your Amex Business Green instant approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 10
cashorcharge
Community Leader
Super Contributor

Re: Amex Business Green and Blue Business Cash Applications

Congratulations on your AMEX approval!🥂🎉🍾
Good luck on #2

Message 5 of 10
CreditFun
Regular Contributor

Recent Business Spree Update - Chase Ink Approved

 

Order applied

(1) Chase Ink - Appoved, after a 2-3 day review

(2) Costco Business - Denied

(3) Capital One Spark 2% Cash Plus - Denied too many inquries

 

didn't give up, kept going, lol

 

(4) Amex Business Green - Approved

(5) Amex Business Blue Cash - Denied. Could not automatically confirm income with bank statements, went into a manual review.  Excuses provided in denial letter had nothing to do with income, will try again in a few months.  Bummed, feel if my business bank accounts could have auto confirmed my income, I would have got the auto approval. Will try again in a few months.

Message 6 of 10
Red1Blue
Super Contributor

Re: Recent Business Spree Update - Chase Ink Approved

Congratulations @CreditFun 

Message 7 of 10
SG43
Regular Contributor

Re: Recent Business Spree Update - Chase Ink Approved


@CreditFun wrote:

 

Order applied

(1) Chase Ink - Appoved, after a 2-3 day review

 


What kind of Ink SL and APR?



Open Installments - Nfcu Auto (51% Left)
Closed Installments - Cap 1 Auto, Chase Auto, Prosperity Bank Secured
Closed Revolvers - Nfcu Plat V, NFCU Plat MC, Citi Simp, Citi DC, Citi DP, Cap1 Plat, Cap1 V1, Chase FU, First Premier, Capital1 Quicksilver, BBVA/PNC Points, Apple Card GS, Discover IT
Closed Busi - Amex BBC & BBP (Chopping block: Amex Prime, Sapphire Reserve [pyb changes])
Message 8 of 10
CreditFun
Regular Contributor

Re: Recent Business Spree Update - Chase Ink Approved

@SG43 

 

15,000

17.24%

Message 9 of 10
SouthJamaica
Mega Contributor

Re: Recent Business Spree Update - Chase Ink Approved


@CreditFun wrote:

 

Order applied

(1) Chase Ink - Appoved, after a 2-3 day review

(2) Costco Business - Denied

(3) Capital One Spark 2% Cash Plus - Denied too many inquries

 

didn't give up, kept going, lol

 

(4) Amex Business Green - Approved

(5) Amex Business Blue Cash - Denied. Could not automatically confirm income with bank statements, went into a manual review.  Excuses provided in denial letter had nothing to do with income, will try again in a few months.  Bummed, feel if my business bank accounts could have auto confirmed my income, I would have got the auto approval. Will try again in a few months.


I wouldn't sweat it. By getting the Chase Ink card you've reached the summit, in my book.  I would lay low on further applications for awhile, and concentrate on putting lots of spend on the Ink card, to get the SUB and to get their attention 6 months down the road for an auto CLI.

 

IMHO the Spark card is borderline useless. Who needs to have the balances from a business card reported to their personal credit?

 

My advice would be, once you're ready to start applying again, to go for the FNBO Business Evergreen and reapply for the Amex Business Cash, both good cards.


Total revolving limits 650200 (530700 reporting) FICO 8: EQ 708 TU 714 EX 715

Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.