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Amex Business Platinum Approval ~ No Preset Spending Limit

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babygirl1256
Senior Contributor

Amex Business Platinum Approval ~ No Preset Spending Limit

Hello All . . . I haven't been on the forum or posted in a long time . . . on 3/14/2022, I decided to apply for the American Express Business Platinum card and within a few seconds . . . "Approved" popped-up. I am very excited as this is my very first business credit card and it has no set spending limit. I look forward to learning more about business credit on this forum. Thanks and take care!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 1 of 8
7 REPLIES 7
Crash_Log
Valued Member

Re: Amex Business Platinum Approval ~ No Preset Spending Limit

Congrats! Nice pick up!

Message 2 of 8
SouthJamaica
Mega Contributor

Re: Amex Business Platinum Approval ~ No Preset Spending Limit


@babygirl1256 wrote:

Hello All . . . I haven't been on the forum or posted in a long time . . . on 3/14/2022, I decided to apply for the American Express Business Platinum card and within a few seconds . . . "Approved" popped-up. I am very excited as this is my very first business credit card and it has no set spending limit. I look forward to learning more about business credit on this forum. Thanks and take care!!!


Congratulations on your new card.  It's the best card for airport lounges.

 

Amex charge cards are tricky.  The fact that there's no fixed limit is not the same as there being no limit. There's always a limit, they just never tell you what it is, and it keeps changing. 


Total revolving limits 650200 (530700 reporting) FICO 8: EQ 706 TU 714 EX 715

Message 3 of 8
billpayer21
Established Member

Re: Amex Business Platinum Approval ~ No Preset Spending Limit

Congrats Babygirl!!


Thanks for sharing 

Message 4 of 8
cashorcharge
Community Leader
Super Contributor

Re: Amex Business Platinum Approval ~ No Preset Spending Limit

Congratulations on your AMEX approval!🥂🎉🍾

Message 5 of 8
babygirl1256
Senior Contributor

Re: Amex Business Platinum Approval ~ No Preset Spending Limit

Thank you SouthJamaica . . . the system reflected "check your spending limit" and just for the sake of trying I entered $25k and it reflected "Approved" and then it reflected "Try a higher amount" . . . and I said nawh . . . I don't need to spend that amount yet so I'm still very happy and look forward to a long relationship with Amex. I have two personal credit cards with set credit limits > $25k so I feel that my spending ability is very open.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 8
LP007
Frequent Contributor

Re: Amex Business Platinum Approval ~ No Preset Spending Limit

Booyahhhh!!!!

 

Did you get the 130,000 points offer?











Message 7 of 8
babygirl1256
Senior Contributor

Amex Business Platinum Approval ~ No Preset Spending Limit

Hi LP007 . . . I only received the 120k points offer . . . not sure why but it's ok.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 8 of 8
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