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I was solicited by phone and was asked to apply for this card. Initially I said no because I'm credit conscious meaning I don't like to have a lot of hard inquiries and my last hard inquiry was for the Amex Costco Business card and that was approved. I was planning on getting a Chase card in a few months to do a balanace transfer so I was trying my hardest to keep my inquiries down. However I spoke to a colleague who mentioned this card and that it was a PIF but with literally almost no limit. That peaked my interest so I received a follow up call and applied. The application is still in progress and I'm not sure if that's good or bad. Anyone apply lately and if so how soon were you notified that you were either approved or declined? My credit score is low 700s for actual FICO score.
@Nocturnal wrote:I was solicited by phone and was asked to apply for this card. Initially I said no because I'm credit conscious meaning I don't like to have a lot of hard inquiries and my last hard inquiry was for the Amex Costco Business card and that was approved. I was planning on getting a Chase card in a few months to do a balanace transfer so I was trying my hardest to keep my inquiries down. However I spoke to a colleague who mentioned this card and that it was a PIF but with literally almost no limit. That peaked my interest so I received a follow up call and applied. The application is still in progress and I'm not sure if that's good or bad. Anyone apply lately and if so how soon were you notified that you were either approved or declined? My credit score is low 700s for actual FICO score.
I applied online but had an offer with rewards and was instantly approved. My scores were in the 700s and they pulled EX exclusively for me. How long ago was it that the application was done over the phone?
So... which card is this again?
I'm under the impression that AMEX Open is just their business side - not an actual card.... or is this one of those invite only?
It is for the gold card. The application was done this morning according to the email I received. Still says in progress when I check status.
THE AMERICAN EXPRESS BUSINESS GOLD REWARD CARD
@Nocturnal wrote:It is for the gold card. The application was done this morning according to the email I received. Still says in progress when I check status.
THE AMERICAN EXPRESS BUSINESS GOLD REWARD CARD
Ohh Ok.. If it is still pending by monday, I'd give Amex a call to see what is going on. Will keep fingers crossed for you and let us know the outcome.
ah cool - yep, hope you get the approval!! do check in when you get the decision!
I was approved, I am extremely happy!
@Nocturnal wrote:I was approved, I am extremely happy!
Nice.. Congrats on the approval..