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Amex Platinum Approval

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URHomeInvestments
Regular Contributor

Amex Platinum Approval

Just was approved for the Platinum Amex in seasoned LLC, which is in the class of a "real estate asset management" entity.  Formed in 2017.  FICO is just above 700.  Have one personal card, the Hilton Amex.  I fully expected a denial.  Whoooo.

Message 1 of 11
10 REPLIES 10
Creditwiser
Valued Contributor

Re: Amex Platinum Approval

Congrats on your approval !

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 16K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5.5k |
Message 2 of 11
GZG
Valued Contributor

Re: Amex Platinum Approval

business plat or personal plat? 

 

congrats!! 

Starting FICO 8:

Current FICO 8:

3/6, 5/12, 14/24

Message 3 of 11
SouthJamaica
Mega Contributor

Re: Amex Platinum Approval


@URHomeInvestments wrote:

Just was approved for the Platinum Amex in seasoned LLC, which is in the class of a "real estate asset management" entity.  Formed in 2017.  FICO is just above 700.  Have one personal card, the Hilton Amex.  I fully expected a denial.  Whoooo.


Congratulations on the approval.


Total revolving limits 657200 (536700 reporting) FICO 8: EQ 712 TU 710 EX 708

Message 4 of 11
JoeRockhead
Senior Contributor

Re: Amex Platinum Approval

Very nice, congratulations on your approval! 

Message 5 of 11
URHomeInvestments
Regular Contributor

Re: Amex Platinum Approval

It is a Amex Business Platinum, @GZG : on the business side, we have a TD Bank card, a Capital One Spark and a Sam's Club business MC.
Now we have another old LLC that I will focus on, and see what we can do with that one. 

Message 6 of 11
cashorcharge
Community Leader
Super Contributor

Re: Amex Platinum Approval

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 11
wasCB14
Super Contributor

Re: Amex Platinum Approval

Congrats. Enjoy the 1.5x on building materials and anything $5k or over. You might also consider the Lowes Amex eventually if you shop there a lot.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 8 of 11
URHomeInvestments
Regular Contributor

Re: Amex Platinum Approval

That is a benefit I didn't know about, those building materials.  Yay!

Thanks @wasCB14 for letting me know.  I have a great line of personal credit at Home Depot, and am learning here about moving to business credit.  The Lowe's for Pros would be so helpful for my next remodel job.

Message 9 of 11
wasCB14
Super Contributor

Re: Amex Platinum Approval


@URHomeInvestments wrote:

That is a benefit I didn't know about, those building materials.  Yay!

Thanks @wasCB14 for letting me know.  I have a great line of personal credit at Home Depot, and am learning here about moving to business credit.  The Lowe's for Pros would be so helpful for my next remodel job.


I've never bothered with any HD credit since the business can PIF and AFAIK there are no rewards, only special financing. The Lowes card is good since 5% off and 2% back is about 6.9% back. But the building materials category is quite broad, and nice when the thing you want is only sold by some specialty online retailer.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 10 of 11
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