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4th Amex since April 2016. 3 personal, 1 biz.
You can always try to get a CLI down the road...the good news is that they approved your application, congrats
Congrats on the approval.
Same exact thing happened to me last month. However, I had an $18K credit limit on my personal Blue Cash Rewards card and I was able to move $8,000 of it to my SimplyCash so I now have a $10,000 credit limit. Will ask for 3x CLI when I hit the 6 month period. You might be able to do the same if you have another credit line available with Amex.
Remember, this card is basically meant for you to go over the credit limit so although the revolving portion is low, you'll easily be able to go over the $2,000. You just have to pay that portion in full each month. I tried the spending tool just out of curiosity and was approved to charge $15,000.
UM
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
Congrats on the approval. I was just approved last month and was able to do a CLI at activation. Too late for you to do that now, but as others have said perhaps move CL from other cards or ask for 3x CLI at the 6 month mark.
Asking for CLI's for this card is the same as it is for Amex's personal cards?
@BigBS wrote:Congrats on the approval. I was just approved last month and was able to do a CLI at activation. Too late for you to do that now, but as others have said perhaps move CL from other cards or ask for 3x CLI at the 6 month mark.