Hello guys , I would appreciate any advice here, ok first I apped for the delta gold & green charge business cards it pop up the messege under review , imediately Went to check the status and i soo the apps went to canceled status I’ve called them so they asked for the 4056t form wich I tryed to upload thru the amex web site and a messege come that they dont need anything further....ughhh ??? I called them again they said no dont worry we will contact you if we need anything . After little bit of thinking 💭 I applyed and for the BCE card ( personal) and instant denial .I did a recon on the phone and now I’m on in progress status . Any idea if I have a shoot here or I’m shooting blanks ???
We evaluated your application using a credit scoring system that considers various pieces of information, including your credit report. The following key factors contributed to our evaluation:
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Our evaluation of the inquiries on your credit report based on the number, type and recency. (Equifax)
No recent record of bank or retail revolving accounts. (Experian)
The length of time is too short since the first account on your credit report was opened. (Equifax)
There are no credit card accounts, excluding retail cards, on your credit report. (Equifax)
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Information About Your FICO® Score
We obtained your FICO score from Equifax and used it in making our credit decision. Your FICO score is a number that reflects the information in your credit report. Your FICO score can change, depending on how the information in your credit report changes. On April 16, 2018, your FICO score was 734. The FICO score ranges from 300 to 850. The following are the key factors that contributed to your FICO score: