Got a gold card May 2nd.(1st Amex)
I'm trying to grow my aaoa so I scored a cash plus 2000 sl.(should I ask for more rn?) as my first buisness card. I'm an independent contractor (2nd job) who drives alot, and see some good use with this card, and a no real downside. Plus no hard pull hidden trade line, 5% back on my 300$ phone bill plus 3% back on gas(when not in Discover gas quarter).
726ex740tu720eq FICO, 10 percent uti, aaoa 9 months aooa-2 years.total credit limit all cards now 22,500. Income w-2 35000,Independent contractor-25000.
My goal is to score a couple subs with Citi and or boa CC's 6-12 months from now. I opened up check/savings accounts with both banks for the bonus and 2nd hoping this will help my future apps. I always wondered why buisness cards aren't spoken about so much.
Question
Am I better off in the future getting buisness cards if they have better rewards for me? I have many open personal trade lines. If I can use the card anywhere I should be looking more into business cards in the future. Let me know what you think? Ty