Anyone have Experience with Lincoln Commercial Fin... - myFICO® Forums

spiritcraft1 · ‎05-24-2021

We are looking into a Hybrid SUV from Lincoln and were wondering if anyone had experience with them. We have had a Ford Credit financed Extended Transit Van for a year but don't know if those two finance companies are related. Any thoughts or experience would be helpful.

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Red1Blue · ‎05-28-2021

Not only the finance company, the dealer selling you vehicle also will have some pull with the getting the finance approved. Talk to the dealer and see what best offer then can get you. Dealer has relationship with these finance companies and they will bend back wards to help you get approved for the loan.

Creditaddict · ‎05-28-2021

@spiritcraft1 wrote:
We are looking into a Hybrid SUV from Lincoln and were wondering if anyone had experience with them. We have had a Ford Credit financed Extended Transit Van for a year but don't know if those two finance companies are related. Any thoughts or experience would be helpful.

Should be the same and not an issue.

Anyone have Experience with Lincoln Commercial Finance?

Anyone have Experience with Lincoln Commercial Finance?

Re: Anyone have Experience with Lincoln Commercial Finance?

Re: Anyone have Experience with Lincoln Commercial Finance?

Anyone have Experience with Lincoln Commercial Finance?

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Anyone have Experience with Lincoln Commercial Finance?

Re: Anyone have Experience with Lincoln Commercial Finance?

Re: Anyone have Experience with Lincoln Commercial Finance?

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