Approval for Capital One® Spark® Classic for Business

[Red1Blue]

Did any one apply and approved for Capital One® Spark® Classic for Business. My scroes are in the 670 range and looking for a business card. What are the chances of this cards approval? I do have two cards with CapitalOne in good standing.

[Anonymous]

Spark classic for business will report to your personal also. I got mine with similar scores when all other banks (Amex, Citi, USAmeri bank) denied. Some users mentioned that it is hard to get CLI later on this card.

[Red1Blue]

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@Anonymous wrote:
Spark classic for business will report to your personal also. I got mine with similar scores when all other banks (Amex, Citi, USAmeri bank) denied. Some users mentioned that it is hard to get CLI later on this card.

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I was very impulsive and pulled the trigger.I applied online and got 7-10 day message. Let us wait and see what happens. If I get it I'll get it. If not I'll let the Inqury effect lapse in 12 months and move on. At present I do have one CapitalOne personal card and one CapitalOne Biz card for business that I started about 10 years ago. Later my credit scores went down the drain as I purused higher educaiton. Few days ago I have decided to pull my scores back up again. I paid of lot of credit card debt in the last 6 weeks and my scores jumped 60 points to 687. I am planning on paying off more debt on cards soon and hopefully my scores should go back into 700's soon.  Instead, I should have waited for 6 months and apply for Amex and Chase Biz Cards which seems to be the Cream of Credit Cards.

[Anonymous]

Claaic Spark is probably the easiest to get biz card. It tends to start with very low limit. The 1% cb is ok  But the 2% regular is a lot more fun. Sometime after 6 months or a year they will let you upgrqade usually.  We have had the regular for several years for our biz and are now awaiting to get over 5/24 for Chase so we can get a Chase Ink.

[fltireguy]

I was approved for Spark Cash a few months back.. tons of personal Inq, 665Eq,754TU,678Ex   $10K SL

[Red1Blue]

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@fltireguy wrote:

I was approved for Spark Cash a few months back.. tons of personal Inq, 665Eq,754TU,678Ex   $10K SL

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They asked for Corporate Articles and other documents. I have sent it to them today. I should know in the next few days if they approve the card. Let us see.

[Anonymous]

If they asked for corp docs the clamp down must go beyond personal accounts. We never had to supply that to them. 

[Red1Blue]

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@Anonymous wrote:

If they asked for corp docs the clamp down must go beyond personal accounts. We never had to supply that to them. 

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Oh well. We will see. . I do have two cards with them in good standing. I already have a business account may be that is the reason they are asking the documents for new company. We will know soon.

[Anonymous]

Do you have a full D&B file? I know they pulled ours.  it was complete as we do government contracts 

[Red1Blue]

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@Anonymous wrote:

Do you have a full D&B file? I know they pulled ours.  it was complete as we do government contracts 

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It is a new company that I am promoting. The company is operational for couple of years. It is self funded so I did not setup a D&B account yet. I should do that one of these days and start building corporate credit. It is a Biotech startup and most likely some big company will buy us out soon. I did not bother setting up the D&B profie yet.