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I have two personal card with Chase and was interested in the Ink Business Unlimited for my photography business. Annual revenue is about $25k at this point, and both of my personal cards with them have stingy limits of 4k and 6.5k. I applied 10 days ago and was in limbo over the weekend and was thinking it may be a denail, then got a Congratulations email but with no details. Had to wait another week until the card arrived in the mail this morning! Finally found out I was approved for $11k with 13.24% APR I am really surprised and pleased! My spend is not too high right now so I'm not sure I will make that great SUB of $750 but I'll put all my espenses on this card starting now and hope I get to it!
Congratulations on your approval and nice starting limit!
That's terrific!! Congratulations on your Chase Approval!! 🎉🥂👏
Congratulations!! That's a great starting limit!!
Niiiice! Congrats!
Congrats on your new Ink card and fat approval! That's awesome! Thanks very much for sharing the data points as I would love to have the INK.
I am always sweating the signatures around here to see what limits people have on various cards to get an idea of what limit I may get if I apply for those cards. I rarely see INKs over 10k. A few highrollers have 25k or 50k but not many that I have seen. Just to give an example, I have 3 personal chase cards, all above 10k, and I would be over the moon to get approved for the INK, even at 3k or 5k! So you did very well, in my opinion.
Congrats on the approval!
Sorry for the second reply and congrats again. I forgot to ask... Was this your first business card? Do you have any other business credit. Thanks in advance.
@_bobby_lee wrote:I have two personal card with Chase and was interested in the Ink Business Unlimited for my photography business. Annual revenue is about $25k at this point, and both of my personal cards with them have stingy limits of 4k and 6.5k. I applied 10 days ago and was in limbo over the weekend and was thinking it may be a denail, then got a Congratulations email but with no details. Had to wait another week until the card arrived in the mail this morning! Finally found out I was approved for $11k with 13.24% APR I am really surprised and pleased! My spend is not too high right now so I'm not sure I will make that great SUB of $750 but I'll put all my espenses on this card starting now and hope I get to it!
Yeah, before I got to the end of your post I was asking myself 'how is OP going to hit 7500 spend?" Good luck with that. Maybe prepay some bills, or use Plastiq or similar to make non-credit-card payments. And I would advise talking to Chase to make sure you know exactly when the 3 months begins and ends. And one thing I've always wondered about is whether the charge counts as of the transaction date or the posting date; these little details could make a difference in this case, since you'll probably be cutting it close. I don't think Chase would cut you any slack if you missed the SUB deadline by 3 days.