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Approved Chase Ink Cash....And I Called (Oh No)

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Imperfectfuture
Super Contributor

Approved Chase Ink Cash....And I Called (Oh No)

Yes, I actually read Open123's post about calling.  Starting limit lower than my other approvals (3k), but I have had that happen with simplycash as well.  13.49 Interest rate, and can now put business expenses on business card where Amex is not accepted (yes, Seattle government still only likes MC or V). 

 

Not showing up in online account yet.  I applied on the same day as Amazon Store Card.  They no longer move limits, but will eliminate a Chase card at the end of the year.

 

i was approved over the phone.  I called last Friday, they recommended approval.  Called once a day since then (business lending in backdoor number thread) to check on status.  Manually approved today, and the phone system says approved.  Of course, I asked for expediting.  Smiley Wink

 

Now am done.  End of year will see some changes, might switch a card, will do hard pull.  Other than that, am opted out, so I pick and choose what I want.  Great Forum!

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Message 1 of 21
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myjourney
Super Contributor

Re: Approved Chase Ink Cash....And I Called (Oh No)

Bout time you finally app'd...Lol

Congrats and a warm welcome into the Ink family 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 21
Anonymous
Not applicable

Re: Approved Chase Ink Cash....And I Called (Oh No)

Congratulations!!

Message 3 of 21
Imperfectfuture
Super Contributor

Re: Approved Chase Ink Cash....And I Called (Oh No)


@myjourney wrote:

Bout time you finally app'd...Lol

Congrats and a warm welcome into the Ink family 


Thanks MJ, was going to wait until after mortgage, but now waiting for mortgage (if do it).

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Message 4 of 21
Imperfectfuture
Super Contributor

Re: Approved Chase Ink Cash....And I Called (Oh No)


@Anonymous wrote:

Congratulations!!


Thanks.  💖👌

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Message 5 of 21
Anonymous
Not applicable

Re: Approved Chase Ink Cash....And I Called (Oh No)

Congratulations!

Message 6 of 21
Imperfectfuture
Super Contributor

Re: Approved Chase Ink Cash....And I Called (Oh No)


@Anonymous wrote:

Congratulations!


Thank ya kindly, music.

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Message 7 of 21
Anonymous
Not applicable

Re: Approved Chase Ink Cash....And I Called (Oh No)


@Imperfectfuture wrote:

@Anonymous wrote:

Congratulations!


Thank ya kindly, music.


Heart

Message 8 of 21
Imperfectfuture
Super Contributor

Re: Approved Chase Ink Cash....And I Called (Oh No)

PS, the business questions were not that hard. Only thing mentioned out of the ordinary was having multiple dba's, yet everything is under one name for licensing purposes. A quick question on profit percentage easily answered since I had just done my taxes. Smiley Tongue
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Message 9 of 21
myjourney
Super Contributor

Re: Approved Chase Ink Cash....And I Called (Oh No)


@Imperfectfuture wrote:

@myjourney wrote:

Bout time you finally app'd...Lol

Congrats and a warm welcome into the Ink family 


Thanks MJ, was going to wait until after mortgage, but now waiting for mortgage (if do it).


Well if you do go ahead with the mortagae process the good thing about biz cards is your personal credit has not changed other than the HP 

3-5 points heck you'll get that back by next month ....drop UTL 1% until next month

 

The TL is going on business CR's so no AAoA change 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 21
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