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Approved for Amex Gold Business

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Established Contributor

Approved for Amex Gold Business

Apped with the 50K signup bonus through referral link.  Instant approval!

For those who have this card, what stores cound as technology providers of computer hardware, software and cloud solutions?

Personal Cards:



Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:752 | EX:754
Message 1 of 9
8 REPLIES 8
Valued Contributor

Re: Approved for Amex Gold Business

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 2 of 9
Valued Contributor

Re: Approved for Amex Gold Business

Congrats OP on the approval. This was going to be one of my next AMEX cards this year before they took away the 50K MR SUB. Not interested now.

BUSINESS
Message 3 of 9
Established Contributor

Re: Approved for Amex Gold Business


@Credit-hoarder wrote:

Congrats OP on the approval. This was going to be one of my next AMEX cards this year before they took away the 50K MR SUB. Not interested now.


If you do the self referral you'll still get it.  I got the 50K MR SUB with 5K spend.

Personal Cards:



Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:752 | EX:754
Message 4 of 9
Contributor

Re: Approved for Amex Gold Business

Congrats on the new approval!

I’ve been meaning to get a business gold and BBP for my sole prop or my LLC, but I’m not sure and I’m worried about Amex clawing back the SUB. Did you self refer from the Plat for the 15k bonus?
Gardening till 12/2019!




Message 5 of 9
Established Contributor

Re: Approved for Amex Gold Business

I self referred from the platinum card. Why would they claw back the sub? I only got this cause i have a $6000 expense coming up so i can meet the msr real quick.
Personal Cards:



Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:752 | EX:754
Message 6 of 9
Established Contributor

Re: Approved for Amex Gold Business

Congrats! I plan to self refer soon as the personal gold only allows balances up to 100k unless you give access to your bank account... No thanks.
Message 7 of 9
Established Contributor

Re: Approved for Amex Gold Business


@sdsoccerdad wrote:

@Credit-hoarder wrote:

Congrats OP on the approval. This was going to be one of my next AMEX cards this year before they took away the 50K MR SUB. Not interested now.


If you do the self referral you'll still get it.  I got the 50K MR SUB with 5K spend.


Per comments in r/churning and as per my agreement, log onto your online account then pull up and check/print out the actual cardmember agreement.  You used a referral (doesn't matter if you self-refer) so the T&C should show "Annual Membership Fee $0 for the first year, then $295"

 

 

The 1st year free may or may not ultimately be honored but it at least would be arguable. 

 

 

(2/2019)
FICO 8 (EX) 797 (TU) 817 (EQ) 791
FICO 9 (EX) 821 (TU) 829 (EQ) 825

$700K+ club
Message 8 of 9

Re: Approved for Amex Gold Business

Congratulations on your approval!

Message 9 of 9