Approved for Citizens Bank Everyday MC $15k

[bizcredit11]

@Xatos I think you should focus more on your stats...personal and business. Get your limits up higher.

Are You looking and building your personal and business scores and decreasing your utilization primarily personal? You have plenty of personal accounts.

7k is not a bad start for your Citizens biz cc.

[socalchef00]

Has anyone ever applied for the CC / BLOC for their business that is a sole prop? Since Sole Props can have an EIN number, do they only still do a SP on the personal side and HP on the business EIN?

[bizcredit11]

@socalchef00 Lets see who chimes in. I would certainly think so.

SP's on personal seem to be what Citizens normally do even for the BLOC. 3 months of bank statements too.

[cashorcharge]

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@bizcredit11 wrote:

@socalchef00 Lets see who chimes in. I would certainly think so.

SP's on personal seem to be what Citizens normally do even for the BLOC. 3 months of bank statements too.

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Agreed @bizcredit11 

Several member DPs point to a personal EQ SP but the EX Business HP is a bit more of a mystery

[bizcredit11]

@cashorcharge Anyone bank or person can pull your business credit if they want.

Is building an Experian business report really that difficult? The inquiry does not hurt/harm you like personal. Pull my Experian biz. Plz!

[cashorcharge]

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@bizcredit11 wrote:

@cashorcharge Anyone bank or person can pull your business credit if they want.

Is building an Experian business report really that difficult? The inquiry does not hurt/harm you like personal. Pull my Experian biz. Plz!

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I hear ya @bizcredit11 ....since I know and/or get notified when a personal HP happens....alerts everywhere...it's not the same for business so I was relaying that I wasn't sure if Citizens DID a EX biz pull.  

[Xatos]

@bizcredit11 Yeah I'm just now really getting into biz credit. I should probably have let my scores recover a bit more, but hey SP Biz credit 🤷‍♂️🤑 Next on the list is an FNBO Biz Evergreen once my UTI drops some more. Working towards 5/24..

[manbuckets]

Congrats on your approval!