I figured I'd want to get the sub on this card at some point. Now that I've hit my hilton spend and cap1 Venture spend for sign up bonus. I'll definitely be closing this after 12-13 months unless they change the rewards(I'm hopeful) I'll keep my personal gold card after af hits. Since it's a biz card it wont affect my personal score. Now I have 3 biz revolvers and I charge card all amex. Because who needs HP's.. Referal by friend.. I know it's a biz charge card(but no af first year) I am surprised that they have given me a total of 6 cards since May. I'm hoping the 1:3 transfer of MR's to Hilton's points is still available once I get the 25k points.