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BOA Cash Rewards - Business - Approved

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Anonymous
Not applicable

BOA Cash Rewards - Business - Approved

I had been denied many times for this card and would get a secured card offer.

 

Logged into business account and the offer to apply apeared and cold apped. Was not a prequlified offer.

 

Status went to 7-10 days. Figured was going to be another secured offer.. Smiley Sad

 

Got text message from BOA:

 

"Contratulations, your Bank of America credit request was approved. View in Online Banking for more info."

 

Login to BOA nothing shows in online banking.

 

Called in was approved for $8,500.00

Not sure if it will report to personal. This is my largest credit card limit to date. 

 

Has a personal guarentee.

 

D and B 502

They pulled TU personal FICO 8 682

Dirty file 6 Accounts with lates last one over 2 years old, no collections and no public records.

Thick file with a TON of new credit, 15 new accounts in the last 12 months.

 

 

Message 1 of 8
7 REPLIES 7
M_Smart007
Legendary Contributor

Re: BOA Cash Rewards - Business - Approved

Congrats on your BOA Biz. Approval!

 

"Should not report to Personal Credit" , unless you default.

Message 2 of 8
gdale6
Moderator Emeritus

Re: BOA Cash Rewards - Business - Approved

Sweet, grats on getting the CR business approved!

Message 3 of 8
cashorcharge
Community Leader
Super Contributor

Re: BOA Cash Rewards - Business - Approved

That's terrific!!  Congratulations on your BofA Approval!! 🎉🥂👏

Message 4 of 8
huskynation
New Member

Re: BOA Cash Rewards - Business - Approved

Congrats on your approval!

 

How old was your business at time of application? And how long did you wait to apply after you established a business relationship?

Message 5 of 8
Conceptual23
Frequent Contributor

Re: BOA Cash Rewards - Business - Approved

Congrats on the approval.

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+





Business Cards:


Message 6 of 8
babygirl1256
Senior Contributor

Re: BOA Cash Rewards - Business - Approved

Congrats on your BOA Cash Rewards Business Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 8
SouthJamaica
Mega Contributor

Re: BOA Cash Rewards - Business - Approved


@Anonymous wrote:

I had been denied many times for this card and would get a secured card offer.

 

Logged into business account and the offer to apply apeared and cold apped. Was not a prequlified offer.

 

Status went to 7-10 days. Figured was going to be another secured offer.. Smiley Sad

 

Got text message from BOA:

 

"Contratulations, your Bank of America credit request was approved. View in Online Banking for more info."

 

Login to BOA nothing shows in online banking.

 

Called in was approved for $8,500.00

Not sure if it will report to personal. This is my largest credit card limit to date. 

 

Has a personal guarentee.

 

D and B 502

They pulled TU personal FICO 8 682

Dirty file 6 Accounts with lates last one over 2 years old, no collections and no public records.

Thick file with a TON of new credit, 15 new accounts in the last 12 months.

 

 


If it's a business card, it won't report to personal.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 8 of 8
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