Bank of America Business Cash Rewards

[Kasuito39]

My secured BOA Business Cash Rewards just hit the one year mark. Received my $1k  deposit back and my limit remained at $1k. 

[BigBS]

Congrats!

[AzCreditGuy]

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@Kasuito39 wrote:

My secured BOA Business Cash Rewards just hit the one year mark. Received my $1k  deposit back and my limit remained at $1k. 

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So they really do go the full year? interesting, did they change you to unsecure?

[ZackAttack]

Is it easier getting the secured vs unsecured?? I currently open up an LLC back in May. Currently sitting on the 3rd tier in BOA preferred rewards program.

[AzCreditGuy]

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@ZackAttack wrote:

Is it easier getting the secured vs unsecured?? I currently open up an LLC back in May. Currently sitting on the 3rd tier in BOA preferred rewards program.

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I have a bank realtionship with B of A and healthly deposits that were going into the my personal account. 800+ scores and even with a manual recon, they still denied me. 

The intial credit check they check for a realtionship with them and if they deny for a unsecured, you can apply for a secured card and they will use the same credit pull from the 1st (But they still pull again?), so they say. 

How they deal with Business, to me is a way to drive consumers away. 

[cashorcharge]

WooHoo!! Congratulations on your Graduation!!👏🏼🍾🥂

[URHomeInvestments]

@AzCreditGuythanks for mentioning how poorly they do business with entrepreneurs.  I will continue to avoid.