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Behalf is now a soft pull

Auto Loans for ANY Credit Situation. Immediate Response.
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Regular Contributor

Re: Behalf is now a soft pull

@Billionairess1

 

Will any of these Experian reporting accounts help your business?

 

Tradeline Experiences:

 

AutoZone

Uline

SupplyWorks

Ecredable (reports your utilities, telephones, cable, water etc)

 

Payment Experiences:

 

Exxon/Mobil Commerical Citi

Staples Commercial More Net 30 Citi

Northern Tool Net 30

Conoco Commerical Revolving Synchrony

UPS Net 10

Staples Commercial More Business Revolving Citi

Lowe's Account Receivables Net 20/30 Synchrony

Amazon Net 55 Synchrony

Sam's Club Biz Store Card Syn

Sam's Club Biz MC Syn

 

Pick what will help you. Gas cards are typically slow to report and weaker than store/especially revolving accounts.

 

bizcredit11

 

Message 11 of 29
Valued Contributor

Re: Behalf is now a soft pull

  Dell reports to Exp Biz too.


"My Take Home Pay Don't Take Me Home"

Personal Credit: Synovus Tloc/Venture/Savor/Chrome gas&restaurant/Chrome Cashback/GoodSamsVisa/CareCredit/Lowes/HomeDepot
Business Credit: AmazonNet55/Amex Lowes/Dell/LowesPro/Staples/Spark
Inquiries: 9EXP, 4TU, 5EQ (most fall off by Nov 2021)
Scores: EXP714, TU737, EQ735
Message 12 of 29
Highlighted
Valued Member

Re: Behalf is now a soft pull

Do you have to explicitly apply for financing or just sign up for an account?

Edit: I opened an account and can now accept payments but there was no mention of a credit line. Looking for that now.

Message 13 of 29
Valued Member

Re: Behalf is now a soft pull

Looks like I accidentally signed up for a merchant account.

Message 14 of 29
Regular Contributor

Re: Behalf is now a soft pull

@Sivag83

 

If you accidently signed up to accept payments through Behalf I am sure you can correct this.

 

Speak with customer service in the morning EST.

 

You are just looking to be approved for the Behalf account and receive a credit limit. You can use the limit at your discretion, but be aware it is primarily available to pay your vendors. 

 

bizcredit11

Message 15 of 29
Valued Member

Re: Behalf is now a soft pull

Yea, they told me I needed to use a different email address which I'm having to sort out now because I used my only business email to sign up originally.

Sound have another DP for you all soon though.
Message 16 of 29
Valued Member

Re: Behalf is now a soft pull

Update:

Thank you for interest in Behalf. Unfortunately, based on the information you provided we cannot pre qualify your business for credit at this time.

For extra context, my personal scores are in the low 700s and I just completed a personal credit spree so i'm not sure if that makes a difference. Also I already have a few business tradelines that have been reporting for what will be a year in a few months.

 

Message 17 of 29
Regular Contributor

Re: Behalf is now a soft pull

@Sivag83

 

You must be on the borderline Sivag83. How do your Experian reports look? Personal and biz?

 

If you really could use/need the account, I would follow up. My Experian personal was 730 when approved.

 

bizcredit11

Message 18 of 29
Valued Member

Re: Behalf is now a soft pull

Ok, I will follow-up and see what they say. My Experian is 701, down since the mortgage and credit spree last month.

Message 19 of 29
Regular Contributor

Re: Behalf is now a soft pull

Thanks for the DPs. I'm building business credit, as well, but will probably wait until after the first of the year...maybe lol.
Message 20 of 29
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