Will any of these Experian reporting accounts help your business?
Ecredable (reports your utilities, telephones, cable, water etc)
Exxon/Mobil Commerical Citi
Staples Commercial More Net 30 Citi
Northern Tool Net 30
Conoco Commerical Revolving Synchrony
UPS Net 10
Staples Commercial More Business Revolving Citi
Lowe's Account Receivables Net 20/30 Synchrony
Amazon Net 55 Synchrony
Sam's Club Biz Store Card Syn
Sam's Club Biz MC Syn
Pick what will help you. Gas cards are typically slow to report and weaker than store/especially revolving accounts.
Do you have to explicitly apply for financing or just sign up for an account?
Edit: I opened an account and can now accept payments but there was no mention of a credit line. Looking for that now.
If you accidently signed up to accept payments through Behalf I am sure you can correct this.
Speak with customer service in the morning EST.
You are just looking to be approved for the Behalf account and receive a credit limit. You can use the limit at your discretion, but be aware it is primarily available to pay your vendors.
Thank you for interest in Behalf. Unfortunately, based on the information you provided we cannot pre qualify your business for credit at this time.
For extra context, my personal scores are in the low 700s and I just completed a personal credit spree so i'm not sure if that makes a difference. Also I already have a few business tradelines that have been reporting for what will be a year in a few months.
You must be on the borderline Sivag83. How do your Experian reports look? Personal and biz?
If you really could use/need the account, I would follow up. My Experian personal was 730 when approved.
Ok, I will follow-up and see what they say. My Experian is 701, down since the mortgage and credit spree last month.