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I'm currently at 6/24 and won't have a slot available until next August. I'm looking for a SB CC to apply for in the next 6 months that won't hit my personal report. I'm looking at the AMEX Blue Business Cash or Blue Business Plus, but figured I would come to the community to discuss this. Here are some DP's for your evaluation:
Scores - TU 737, EQ 738 EX 732
Inquiries - 5/4/8
TC - $56,600
AAoA - 1 yr 9 mo
Current bank - PNC
Location - St. Louis
I'm looking for a nice SUB, maybe something that provides 0% for a period of time. I'm considering myself a consultant as I'm a percussion instructor for high schools in my area.
@rgate88 wrote:I'm currently at 6/24 and won't have a slot available until next August. I'm looking for a SB CC to apply for in the next 6 months that won't hit my personal report. I'm looking at the AMEX Blue Business Cash or Blue Business Plus, but figured I would come to the community to discuss this. Here are some DP's for your evaluation:
Scores - TU 737, EQ 738 EX 732
Inquiries - 5/4/8
TC - $56,600
AAoA - 1 yr 9 mo
Current bank - PNC
Location - St. Louis
I'm looking for a nice SUB, maybe something that provides 0% for a period of time. I'm considering myself a consultant as I'm a percussion instructor for high schools in my area.
What's your question? The 2 cards you mention are both good cards which do not report to your personal credit, therefore won't be counted in 5/24.
As to signup bonuses on those cards, Amex plays around with that. Things come and go. With the Cash card, there is a very good SUB out there, which is not available to me, but might be available to you if you play around on the site.
Apologies, the question is what would be the best card available? Eventually I want to get the Chase ones, but being that I'm over, I know those are excluded until next year. So suggestions on what card would be best would be ideal.
@rgate88 wrote:Apologies, the question is what would be the best card available? Eventually I want to get the Chase ones, but being that I'm over, I know those are excluded until next year. So suggestions on what card would be best would be ideal.
Well those 2 cards are good cards. I think either would be fine.
But if a signup bonus is important to you, I don't know what to say other than what I've already said; it's like a shell game with Amex sometimes. Here's an article about an SUB on the Cash card:
It really depends on which rewards structure you value most, points or cash.
I wish that I had gone with the Simply Cash first though, instead of the BBP. After the refresh, the rewards don't seem as good as they were.