Does the Alaska Airlines business card report on your personal credit reports? Does BoA double pull like Chase for credit apps? Is it true that one can apply for multiple cards and get the sign up bonus multiple times? Thanks in advance.
Does the Alaska Airlines business card report on your personal credit reports? - Not unless you default Does BoA double pull like Chase for credit apps? - Typically they only pull one bureau Is it true that one can apply for multiple cards and get the sign up bonus multiple times? - BoA has instituted 24 month language to the personal AA card but as of right now, these is none for the business card. They are definitely cracking down on churning their cards so YMMV in regards to getting multiple cards. Thanks in advance.
I recently acquired the Alaska BoA biz card so will offer a mix of my own experiences and general info I've read through 'trusted' sources
I have two statements and neither have reported to my personal credit.
BoA can double pull from what I've read, however my credit applications have been single pull.
-When I applied for personal credit 3 years ago - Experian, single
-When I applied for business credit in December - TransUnion, single
BoA was a little bit tricky with the application. They like to do a combo application, where you apply for the checking/savings/credit card in one application. They wanted me to apply for the standard Cash or Travel cards but I wanted the Alaska if I was going to get a card. They said I could apply for the Alaska afterwards. I was notified a week or so later that I was approved for both the Cash and Alaska cards. It was still 1 hard pull
so far I have 2 statements and nothing on personal reporting. I read on BoA site that they deal with Equifax Business. I have not checked my business credit to see but that's all I can offer up for now.
I do not have a relationship (banking account, loans, nor credit cards) with BoA. Getting this card could establish the relationship. Hopefully, they will increase the sign up bonus soon and then I will apply.
I stand corrected - BoA just bumped up both the personal and business card SUB to 40,000 miles. I'm jealous, does BoA do SUB match? I opened up 2 months ago.
good luck on your application
Has anyone actually go this card through Instant Approval with/without a prior relationship to BoA?
I applied two days ago and my application went into pending. I called today and they wanted to verify information. I am a new company formed in December 2018. I was asked the following:
1. How long have you been in business?
2. Is this business full time or part time?
3. How long have I been in the industry?
4. Why can’t I find your website?
5. Would I send them my Articles of Organization?
I was placed on hold after each question with the website question being the longest pause. I thought for sure it would be a no. I explained that my domain name was purchased but I had not sert up website. She said she could not find my business with Secretary of State and would I fax a copy. They want to verify that it matches my address. I said that it wouldn’t because I use a registered agent. She said I could file an amendment with my state to change it to my address. I faxed the articles over and will wait 48 hrs before calling again. She did say I was conditionally approved for $10k.
When I received app pending, I started researching and saw that BoA likes to have a prior relationship. My prior relationship was a car loan gone south a decade ago. I will provide an update when I get final answer.