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UPDATE -- So I decided to go for it. Worst case is it would cost me a hard pull, and I've been good about gardening so figured why not give it a whirl again. Went back online, clicked the offer thru the links and completed the form.
Hit submit, 10 seconds later, Approved! Wasn't expecting anything other than a manual review, but it went right thru. Woo-Hoo!! I immediatly thought "Did they take money from my other cards to fund this???" -- doublecheck and still whole. My personal cards are still in tact.
$3,500 SL, don't know what the APR is though
$200 SUB for $500/60 Days -- this SUB feels like an easy target
Congrats!
@LittleSal wrote:
Congrats! I’ve been thinking about applying for it.
Was it a HP?
Thanks! Yes, they pulled TU (I live in SC), not sure which version but BofA tends to use FICO 8.
@Anonymous wrote:Congrats!
Thanks @Citalix!
My account updated online this monring and it looks funky lol
Looks like there is a CORP account and a regular Business Advantage (with my name attached) as a sub-card on the CORP account. Is that how BofA does that? I see each 'account' has it's own account number.
I wonder if they issue two cards (one under the biz name only, and then one under biz w/my name). We'll see when they arrive or I'll give them a buzz to find out.
@LittleSal wrote:
Thanks!
Did you have a business banking relationship with BoA prior to this card?
Nope - nada.
I opened up a Biz checking account last year in Feb 2018, and I ended up closing it out within 45 days (the local Business Banker was horrible and Chase was doing it right so I went with them instead). With BofA I currently only had personal products:
I had no existing BofA Business products. Went straight from no business products right to their credit card. I thought I'd get the "no enough relationship" so I was shocked to see it just approved it online, and without taking credit from my personal cards.