BofA pending message???

Creditplz · ‎06-10-2016

I applied for BofA BBR and BofA Alaskan Airlines Business and received this message for both with a reference number, anyone know if that's good? Bad? Can go either way? I was in the garden but since losing Chase due to AA I'm left in need of a business card and a revolver with 0%.

datrucking210 · ‎06-10-2016

@Creditplz wrote:
I applied for BofA BBR and BofA Alaskan Airlines Business and received this message for both with a reference number, anyone know if that's good? Bad? Can go either way? I was in the garden but since losing Chase due to AA I'm left in need of a business card and a revolver with 0%.

From my experience with BofA all those messages have ultimately been denials, but those apps have been for their core cards. Hoping is a positive result for you.

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016

Ebates Visa SL $3,200 to $20,000, 25.24%

NFCU Cash Rewards Visa Signature SL $15,300 to $18,000, 14.90%

Lowe's Store Card SL $500 to $5,000 to $17,000, 24.90%

RBFCU Premier Rate Mastercard SL $15,000, 9.95%

Sam's Club Mastercard SL$3,600 to $10,000 to $15,000, 23.15%

Stash Hotel Rewards Visa SL$3,000 to $15,000, 16.24%

J Crew Store Card SL $250 to $4,450 to $12,450

Generations FCU Earned Premium Rewards Visa Siggy SL $7,000, 9.25%

Amazon Store Card SL $600 to $3,500 to $4,000 to $6,000

Citi AAdvantage Platinum Select World Mastercard SL $5,000

JCPenney Store Card SL $500 to $3,500 to $5,000

PenFed Platinum Rewards Visa Siggy SL $5,000, 17.99%

Overstock Store Card SL $2,200 to $3,700

Kohl's Store Card SL $400 to $700 to $1,500 to $2,500 to $3,000

Barclays Rewards Mastercard SL $750 to $1,500 to $2,050

Victoria Secret Store Card SL $500 to $2,000

Lenovo Preferred Store Card SL $1,200 to $1,600

Barclays NFL Extra Points Visa SL $500 to $1,400

BankAmericard Cash Rewards Visa SL $500 Secured Don't Judge, wanted in with BofA and was offered this after being declined

RBFCU Cashback Rewards Mastercard SL $1,000

AU:

Walmart Mastercard SL $1,800 to $2,600 to $8,000

Barclays Rewards Mastercard SL $2,500 to $3,500 to $4,450

Anonymous · ‎06-11-2016

My denial went pending.

OP, if I were you, I'd stop double/triple apping with lenders at this point. I'd stop and see what are you looking for in each product, what lender has what you are looking for. I'd focus on each category separately. If the same lender meets both of your needs, stop and pause, wait 30-45 days between applications.

Have you tried looking at any CU's for your personal cards. Lots of great lenders out there.

RonM21 · ‎06-11-2016

I can't say whether this would be a denial or not, but I hope it works out for you.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎06-11-2016

@Anonymous wrote:
My denial went pending.

OP, if I were you, I'd stop double/triple apping with lenders at this point. I'd stop and see what are you looking for in each product, what lender has what you are looking for. I'd focus on each category separately. If the same lender meets both of your needs, stop and pause, wait 30-45 days between applications.

Have you tried looking at any CU's for your personal cards. Lots of great lenders out there.

Excellent advice!

Chaselover · ‎06-11-2016

BoA bad with auto-approvals.

Right away call to their backdoor number, helpful people sitting there.

In a committed relationship with Chase from 12/2012.
Age: 26, Income: $59,240/-, Current score: TU from CK: 750/A (12/24/14), TU Vantage score from CK: 775/C (12/24/14), Experian from Creditsesame: 717, Equifax from myfico: 724, Overall Util: 1% (12/24/14), Total credit limits: $62,150, In the garden from 12/19/2014, AAoA : 7 months, Oldest account: 8 months, Newest account: 1 week, HP: 18.

Creditplz · ‎06-11-2016

I called and was told that I should reveie something in 30 days, and that lending was closed on weekends, I'll wait it out and see what I get

myjourney · ‎06-11-2016

CreditPlz

We have a business forum for a reason

Pls post in the appropriate forums

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Creditplz · ‎06-11-2016

This was in regards to both business and personal (BBR), I didn't want to make a post on the same topic on Biz & personal but next time I will

plastic_man · ‎06-12-2016

OP, regarding the BoA business , I got the same message for the Alaska business card with a reference # . Waited a few days and called the business back door number. They asked a few simple questions regarding my business ... Approved for $ 27k.

Call Monday. Good luck.