Building Business Credit with low personal credit

[Anonymous]

Its not something I need, But I can only guess it is worth while to build business credit as early as possible.

I have a small business that has plenty of cash flow so I dont need any credit but I would like to be able to build some in case I expand someday

Which cards could i get in 6 months a year that will only report under my business?

Personal g is fine with me but my credit isnt good enough right now.

[Creditaddict]

your low 600's scores will get you capital one spark card most likely but that does report to personal credit.

Sams Club - with pg you can probably get store card version

who do you business bank with? a secured card with them for business might be good way to build credit while you don't really need it.

[Anonymous]

Currently I use a Credit Union

I think I might just go ahead and get a Spark in october, a bunch of personal inq fall off then, but I do have a couple derogs that dont fall off until summer 2017..

[Anonymous]

Unfortunatley I would wait. Almost every card will require a PG so you'll have to put your SSN in which will then show the derogs. Wait it out and if you have a problem in the fall I would go the secured card route.

[lindsaydruart]

Definitely wait. Don't PG unless you absolutely have to for really good cards like the Spark or an Amex or an Ink. PGing for store cards can be a waste of a PG unless you just really want that card right then.