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Thanks for that information, I would not worry about any business credit at the moment and get your UTI down to 1-10%. Most business credit in the form of loans and CC's will result in HP to your personal report. I still would recommend you build a relationship with NFCU. I know the feeling but you just need time at this moment.
@Anonymous wrote:Thanks for that information, I would not worry about any business credit at the moment and get your UTI down to 1-10%. Most business credit in the form of loans and CC's will result in HP to your personal report. I still would recommend you build a relationship with NFCU. I know the feeling but you just need time at this moment.
I haven't had a positive experience with NFCU's business department. I find them to be time consuming and annoying, not at all like the wonderful customer service I've received in connection with their personal banking.
Good afternoon - Valued Member
Thank you for the feedback!
South Jamaica -
Thank you for your feedback!
Trust me, I know LOL. I have a pending app for a BLOC and CC for my business and the inquiry came in a few days ago. Reps are nice enough to let me know it is still in UW. I finally talk to my personal business banker to give him a verbal confirmation to proceed. I am a little nervous because I had a CLI on the personal side and was told I was at maximum exposure for now. I hope I did not mess something up but I think I should be fine, SLOW PROCESS! lol
Hi - South Jamaica
The AMEX charge card you recommended, what would be the name of the Amex card that is the easiest to get. Also is do you konw of which gas card would be easiest to qualify for Shell, Chevron, BP?