The 5/24 rule applies to all Chase cards including the business varities; if you're 5/24 or over it will be an instant denial from Chase. The way it doesn't count against 5/24 is if you're already under it it won't count against you if you get a biz card from them. Example: someone is at 4/24 and applies n gets approved for the Ink Preferred. Because business cards don't report to that person's personal credit report they can go back and apply for a CFU/CSP/CSR and so on because they're still 4/24
The only way real to bypass that other than waiting for cards to age is getting a green/black checkmark offer from your online account page
