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Business credit cards that ONLY pull business credit

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mfinsmi1
Established Contributor

Business credit cards that ONLY pull business credit

I finally have over an 80 paydex and intelliscore and would like to know a list of credit cards that base approval on these credit scores, not perosnal. 

Thank you

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
Message 1 of 18
17 REPLIES 17
NYC_Fella
Frequent Contributor

Re: Business credit cards that ONLY pull business credit


@mfinsmi1 wrote:

I finally have over an 80 paydex and intelliscore and would like to know a list of credit cards that base approval on these credit scores, not perosnal. 

Thank you


That's a pretty tough ask. I don't know any issuer who will do that, save the Amex Corporate Card (not the Amex Business Card). Last time I checked, you needed at least $4 million in annual revenues to be considered.


Message 2 of 18
Drifter73
Frequent Contributor

Re: Business credit cards that ONLY pull business credit

Doesn't the Sam's Club Business Mastercard have a no Pg (personal guarantee) option if you App in the store?

 

Thought I read that somewhere.










Message 3 of 18
Drifter73
Frequent Contributor

Re: Business credit cards that ONLY pull business credit

Here's one approval for the no pg Sam's club business:: https://ficoforums.myfico.com/t5/Business-Credit/Sams-Club-no-PG-approval-8k/td-p/6560962

 

There's other threads too.










Message 4 of 18
spiritcraft1
Valued Contributor

Re: Business credit cards that ONLY pull business credit

There are also approvals for the Citizens Bank biz cards with scores close to yours.  They soft pull personal

and pull biz credit.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 5 of 18
Drifter73
Frequent Contributor

Re: Business credit cards that ONLY pull business credit

Added note: My GM business card was a sp to personal and only reports to business. If that fits in your criteria.










Message 6 of 18
Drifter73
Frequent Contributor

Re: Business credit cards that ONLY pull business credit

It looks like the Amazon net55 by Synchrony is a no PG and business pull only card: https://ficoforums.myfico.com/t5/Business-Credit/Amazon-net-55-Fuelman-amex-business-prime/m-p/64798...










Message 7 of 18
Drifter73
Frequent Contributor

Re: Business credit cards that ONLY pull business credit

Message 8 of 18
Drifter73
Frequent Contributor

Re: Business credit cards that ONLY pull business credit

Message 9 of 18
Drifter73
Frequent Contributor

Re: Business credit cards that ONLY pull business credit

Message 10 of 18
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