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Businesses Credit Partners

creditdork
Member

Businesses Credit Partners

Have a growing and profitable business and my personal cards are getting pummeled with working capital needs. Though all cards used for the biz are paid in full cash flow is such that is it by the due date and NOT the statement date (not going to change it is what it is).

 

I have a chase (do not think it is on personal report)

Cap One IS on personal report

A smaller card at BoA (do not think it is on personal)

 

I just applied to Capital on Tap and got $20k. Any other good ones out there? I cannot do AMEX. They took it in the pants 20 years ago in a personal banruptcy and I am blackballed.

Message 1 of 7
6 REPLIES 6
4sallypat
Established Contributor

Re: Businesses Credit Partners

Capital on Tap is great !

 

I would try these fintech banks that cater to new businesses and startups:

Divvy

Torpago

Brex

Corpay

Jeeves

Message 2 of 7
aynot4fitness
New Contributor

Re: Businesses Credit Partners

FNBO is also a great option. Evergreen Business Edition Visa has no AF, 2% cash back, $200 cash bonus, and 0% interest for 12 months, and generous SL. https://www.fnbo.com/small-business/credit-cards/evergreen/

Personal

Business

:
:
Message 3 of 7
creditdork
Member

Re: Businesses Credit Partners

Odd that Citizens bank said adverse business credit records in Equifax. Ended up in Nav and paid for reports. Not much in there. Guess that is adverse, not having anything ha!

Message 4 of 7
squarebasketball
Frequent Contributor

Re: Businesses Credit Partners


@aynot4fitness wrote:

FNBO is also a great option. Evergreen Business Edition Visa has no AF, 2% cash back, $200 cash bonus, and 0% interest for 12 months, and generous SL. https://www.fnbo.com/small-business/credit-cards/evergreen/


are there any cons with this card? 

Message 5 of 7
4sallypat
Established Contributor

Re: Businesses Credit Partners


@squarebasketball wrote:

@aynot4fitness wrote:

FNBO is also a great option. Evergreen Business Edition Visa has no AF, 2% cash back, $200 cash bonus, and 0% interest for 12 months, and generous SL. https://www.fnbo.com/small-business/credit-cards/evergreen/


are there any cons with this card? 


FNBO tends to be sensitive to UT and INQ.

They are known to CLD or close accounts for heavy utilitzation hits and high inquiries.

Message 6 of 7
squarebasketball
Frequent Contributor

Re: Businesses Credit Partners


@4sallypat wrote:

@squarebasketball wrote:

@aynot4fitness wrote:

FNBO is also a great option. Evergreen Business Edition Visa has no AF, 2% cash back, $200 cash bonus, and 0% interest for 12 months, and generous SL. https://www.fnbo.com/small-business/credit-cards/evergreen/


are there any cons with this card? 


FNBO tends to be sensitive to UT and INQ.

They are known to CLD or close accounts for heavy utilitzation hits and high inquiries.


tyvm!

Message 7 of 7
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