cancel
Showing results for 
Search instead for 
Did you mean: 

CITI Business Card AA approved for ...$1500

tag
blackfines1
Contributor

CITI Business Card AA approved for ...$1500

As Citibank Gold client appl for citi business card AA and got approved for $1500

DP : Fico 800+ ,  2/24 , exp, 3 Amex Business $18k, $10k, $25k , Boa business travel  $25k , boa adv bus $20k , discover Business $25k, FNBO $20k , citizen $15k....appl to get the sub and miles, should i keep this account ?

IMG_2205.jpgBOA_trav.jpg

Message 1 of 10
9 REPLIES 9
cashorcharge
Community Leader
Super Contributor

Re: CITI Business Card AA approved for ...$1500

I guess it would depend on how much typicall spend with AA on tickets.  Pre-Covid, I could get across the country for under $700....now with a seat upgrade it's closer to $1300 for me so if you think you'll benefit, I would..but again, only if you think you'll spend enough with AA to make it worth your while.  

Message 2 of 10
pizzadude
Credit Mentor

Re: CITI Business Card AA approved for ...$1500

I agree that $1,500 wouldn't be enough of a CL to cover a ticket in some situations, but maybe you can get it bumped up on recon.

 

On the plus side I don't think this will show on your personal reports so even if you max it buying tickets you won't be penalized on your FICO scores.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 10
babygirl1256
Senior Contributor

Re: CITI Business Card AA approved for ...$1500

Congrats on your Citi Business Card AA approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 10
MCM1
Regular Contributor

Re: CITI Business Card AA approved for ...$1500

When you applied for the BofA card what were your data points?  How many inquiries did you have, how many new accounts did you have in the last year?  Can you maybe help us by listing the biz cards you got and when to show the order?  These help everyone that may be interested in getting some of those.  THANKS> 

Message 5 of 10
Citylights18
Valued Contributor

Re: CITI Business Card AA approved for ...$1500

This is supposed to be a mid to upper tier business card.

 

They should never give a limit under 5k and to be quite honest 10k if they are going to bother to issue it to someone.

Official travel point totals as of 12/26/23 (1,382,693 Total Points)
Chase Ultimate Rewards 661,525 | IHG One Rewards 144,443 | Hilton Honors 143,801 | AMEX Membership Rewards 102,729 | World of Hyatt 90,413 | Marriott Bonvoy 65,343 | Citi Thank You 62,712 | Wells Fargo Rewards 33,652 | Southwest Rapid Rewards 28,105 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,661 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 792 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 6,992 ($69.92) | Amazon Rewards 475 ($4.75) | Discover CB 499 ($4.99)
Message 6 of 10
blackfines1
Contributor

Re: CITI Business Card AA approved for ...$1500

you are right pure waste of hp, people should be careful not to apply for business credit card with so low credit limit that can't even get you the sub, really disappointed of citi business


@Citylights18 wrote:

This is supposed to be a mid to upper tier business card.

 

They should never give a limit under 5k and to be quite honest 10k if they are going to bother to issue it to someone.


 

Message 7 of 10
Nicky101
Established Member

Re: CITI Business Card AA approved for ...$1500

They did the same to me with similar dp's.  You suffered the hp.  You might as well hold on since the cli's are soft pulls imo.

Message 8 of 10
Janneman
Established Contributor

Re: CITI Business Card AA approved for ...$1500


@Nicky101 wrote:

They did the same to me with similar dp's.  You suffered the hp.  You might as well hold on since the cli's are soft pulls imo.


I have experienced the same today, but not from Citi, rather from BOA. Can't really understand sometime this kinda thing. OP has such a high CL on almost all credit cards and now this toy limit....same happened to me. And I believe it would hard to get CLI on business side without enough justification unlike on personal cards where its relatively easy to get CLI without much to no spending. I would close down this Citi business card with this much limit. I didnt get what OP got...$1500, rather I got $5k...which I am contemplating to close down...

Message 9 of 10
blackfines1
Contributor

Re: CITI Business Card AA approved for ...$1500


@Janneman wrote:

@Nicky101 wrote:

They did the same to me with similar dp's.  You suffered the hp.  You might as well hold on since the cli's are soft pulls imo.


I have experienced the same today, but not from Citi, rather from BOA. Can't really understand sometime this kinda thing. OP has such a high CL on almost all credit cards and now this toy limit....same happened to me. And I believe it would hard to get CLI on business side without enough justification unlike on personal cards where its relatively easy to get CLI without much to no spending. I would close down this Citi business card with this much limit. I didnt get what OP got...$1500, rather I got $5k...which I am contemplating to close down...


you should keep BOA , you still get $300 statement credit and $5k to start building a business credit is good  also $5k is better than $1500

Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.