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I was approved for the Business Rewards Gold today, and I am debating on adding my brother who burned Amex last year in bankruptcy. I know it's not possible to add him as an AU on my personal Platinum card, but are business cards treated any different?
I tried searching, but the information I found was obscure, and hope someone will clarify.
My brother has a similar situation with AMEX: score in the high 700's but consider him "derogatory" in terms of relationship. It stem from a charge-off in the late 90's. While the derogatory mark fell off his credit reports in 2006, as recently as 2012 he could still not get a CC from AMEX.
Last I knew the Amex blacklist to AU user cards also had gone away.
I had problems way back in 2006 that Amex canceled my cards as AU after a couple years when they changed policy but then just a year or so later was able to add back on without issue.
Business was never effected btw.
wrote:Last I knew the Amex blacklist to AU user cards also had gone away.
I had problems way back in 2006 that Amex canceled my cards as AU after a couple years when they changed policy but then just a year or so later was able to add back on without issue.
Business was never effected btw.
The blacklist for AUs still exists for personal cards. Happens all the time that they are denied for card or card canceled after the fact if you don’t provide a SSN
I remember reading over that they still require DOB & SSN upon activating the card. Even for a business. Though I didn't even add him so I am not sure if that's just there.
Thank you for everyone replies. Really appreciate it!
Did you try?