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Cap One offering free reports

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Valued Contributor

Cap One offering free reports

It's their business version of Creditwise. It's not like getting a full report with scores from the "real" bureaus, but it's free and there's not a lot of free resources for businesses. 

I found a post on TPG today, but I wasn't sure if I can link to them. So here's the direct link to Cap One...

https://businesscreditwise.capitalone.com/home

AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 1 of 6
5 REPLIES 5
Frequent Contributor

Re: Cap One offering free reports

Very interesting!

 

This gives us some insight into the Lexis Nexis with SBFE information.

 

I see

 

Amex, Boa, Fleet, Synchrony (Amazon) and maybe ULINE?

 

I do not see Chase (Ink) or Citibank (Staples)

Message 2 of 6
Valued Contributor

Re: Cap One offering free reports


@inverse wrote:

Very interesting!

 

This gives us some insight into the Lexis Nexis with SBFE information.

 

I see

 

Amex, Boa, Fleet, Synchrony (Amazon) and maybe ULINE?

 

I do not see Chase (Ink) or Citibank (Staples)


I got all excited about having another resource for reporting, and it seems like they are providing a decent amount of info. Then, I tried to look me up, and they couldn't find me Smiley Frustrated

I only have 2 Citi tradelines (CCs), so I guess I'm SOL. Smiley Mad

AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 3 of 6
Frequent Contributor

Re: Cap One offering free reports

There are lines missing from mine, the most conspicuous being Chase and Citi.

I have significant Chase lines.

It also has some oddities:

For instance, shows year established 2016, but showing credit lines from 2014 (2014 is when I formed LLC, was an SP for 15 years before).

Shows 0 employees, but I have 11

The annual sales shown are a small percentage of my actual revenue.

And you can't correct any of those things

 

Pulling this report plus an EX report would give a pretty good look at my business as Amex and BoA don't show on my EX report.

Message 4 of 6
Moderator Emeritus

Re: Cap One offering free reports

Hrm.

 

My Chase Ink is showing (opened 2014 so their 5 years is about right).

 

My Amex SCP is not.

 

Rest of the data looks legit though the address is only partial whereas it's fully correct on my Experian file apparently so I'm not sure where LN is getting their data sourced from but interesting to see.




        
Message 5 of 6
Frequent Contributor

Re: Cap One offering free reports


@Revelate wrote:

 I'm not sure where LN is getting their data sourced from but interesting to see.


They say they are sourcing SBFE data.

 

Message 6 of 6
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