@lindsaydruart wrote:None of these options require a personal guarantee. You can supply one but I wouldn't advise it. All banks that handle multiple co branded cards have different underwriting, just like personal credit cards..
I wasn't asking whether there would be a personal guarantee. Was asking whether there's a hard pull on my personal credit report.
The only way it could hard pull your credit report is if you personally guarantee the account. You would have to give them your social for them to pull your personal credit.
Gardening since 12/15/2019. Goal 12/15/2021
@lindsaydruart wrote:The only way it could hard pull your credit report is if you personally guarantee the account. You would have to give them your social for them to pull your personal credit.
OK I applied for Office Depot and got approved for $700, which is probably about 7x what I will ever spend there in any given month.
Thanks for the advice, lindsay 
So now I have 'business credit'
Gratz! I completely understand. I have about 25k in business credit and I use less than 1500 of it a month. I don't really need all the tradelines I have but to get the ones I want, I needed the fluff. Once I get the Amex and the Sams card, I'm done.
