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Hello. This is my first posting here, and unfortunately it's regarding me finding out five minutes ago that Cap One has no trace of my Spark Classic on Equifax, D&B, and Experian. I have had this card for over three years, and it's really messing with my sanity that I have nothing to show for my 3 years worth of payment history Anyone here in the same boat?
Mine either but it did on my personal
had two spark classics... and the are not show on DNB, Experian, or Equifax Business
HOWEVER according to T&C:
https://www.capitalone.com/small-business/credit-cards/spark-classic/
Our Spark reports to Experian Business but not EQ
Since 99% of all business cards require PG, I'm surprised the banks are even calling them Business Cards. But regardless of the name or type, when you have to PG the card it's just a personal card used for business purposes, so I always advise people to look for a card that has the best perk for you personally and then use that for business expenses and enjoy the points or miles or cash back, etc....