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Capitol 1 Business Card

2wheel
Frequent Contributor

Capitol 1 Business Card

I have got more than 35 Pre-Approvals in the mail in the last month I am stockpiling them on my desk. When I get 100 or so from them which I think I will. I will send them all back Via Ups to the vice president of business. And tell him enough is enough
2wheel
Message 1 of 8
7 REPLIES 7
Red1Blue
Super Contributor

Re: Capitol 1 Business Card

Be cautious with CapOne application. They will pull hard inq on all 3 CRA's. Not worth it.
Message 2 of 8
2wheel
Frequent Contributor

Re: Capitol 1 Business Card

Dont worry I wouldnt have a capitol 1 business card if it had free intrest for 10years and 5 points to 1 cent spent... LOL
2wheel
Message 3 of 8
Uborrow-Upay
Valued Contributor

Re: Capitol 1 Business Card


@2wheel wrote:
Dont worry I wouldnt have a capitol 1 business card if it had free intrest for 10years and 5 points to 1 cent spent... LOL

 

2wheel, why not?

 

I'm curious about this, because except for the 3 inq thing, I've had a hassle-free and profitable relationship with CapOne on their business card.  CLI's, 0% BT and convenience checks, etc.

 

What is the downside to the CapOne biz card?

Message 4 of 8
2wheel
Frequent Contributor

Re: Capitol 1 Business Card

I just dont like capitol one. There are a few reasons why but I could rant on about it for days. I dont know if there is a downside to the cards that they provide its a personal thing. Stems back from a few years ago.

 

2wheel
Message 5 of 8
Uborrow-Upay
Valued Contributor

Re: Capitol 1 Business Card

Understood.  That's how I feel about AMEX.
Message 6 of 8
Creditaddict
Legendary Contributor

Re: Capitol 1 Business Card

keep in mind that business relationships with the banks that you hate on the personal relationship level, many times are night and day... take GE for example, I get $200 CLI on my personal card and I get $2000+ increases on my business accounts.

My personal card started at 2k and has only grown by 200 in almost 2 years, my business cards started over 4k and now some of them are over 7k! 

Message 7 of 8
Red1Blue
Super Contributor

Re: Capitol 1 Business Card

Not sure about CapOne though. I have their biz card for last 2.5 years and still stays at $5K CL. I called for CLI and said they can not do customer requested CLI's.
Message 8 of 8
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