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Chase 5/24 Pull the trigger or wait?

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Super Contributor

Re: Chase 5/24 Pull the trigger or wait?

If I go for it now and get rejected for 5/24 how easy is it to recon after sept 1st? 

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 11 of 14
Regular Contributor

Re: Chase 5/24 Pull the trigger or wait?

If you go for it before September 1st, definitely let us know how it turns out.  It would be interesting to know for a data point.  Best of luck if you do. 




Total Length of Credit = 31 years; AoOA (Currently open accounts) = 26+ years; AAoA = 9.5+ years; AoYA = less than 1 year (Aug 2019)
*Hover cursor over each card to see name, CL
Message 12 of 14
Super Contributor

Re: Chase 5/24 Pull the trigger or wait?

Just to be clear. If my credit report says 2 years on an account is that outside 5/24 or does it need to show 2 years and one month? For example if the account open date was 8/4/2017?

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 13 of 14
Valued Contributor

Re: Chase 5/24 Pull the trigger or wait?

In that scenario you should be fine, so long as that is what's reporting when tehy pull your CR.

Because I don't think it's updated that quickly? That's why I generally apply a full month after my anneversary date. Just to be safe.

 

Then again we sometimes overthink it.

Message 14 of 14
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