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Chase Business Card after Chapter 7 BK

KingBam91
New Member

Chase Business Card after Chapter 7 BK

I filed BK in 09/2019. Man I was so depressed doing it. Thinking my credit was gonna be trash and never able to rebuild it. But due to the support of this community I was able have the confidence to come up with gameplan and execute. Fast forward today I was approved for Chase business Unlimited card for 3k limit. Even thro I burn a couple Chase credit cards in the BK. Initially I was declined for application. But I call up reconsider line and talk to a specialist. He took a look at my personal credit profile.  Had me waited on the line for 15 mins. And told me he resubmit my application. I will be notify in 2 weeks for the results. 2 hours later I got email was approved. I'm looking for a gameplan how I can get 3K increase to 30k down the road.  Just speaking my experience it may look and feel tough. As long as you have faith and puttin in the work . Your credit Goals will be accomplish.

Message 1 of 8
7 REPLIES 7
Jordan23ww
Valued Contributor

Re: Chase Business Card after Chapter 7 BK

Congratulations on your approval and getting back in with Chase! 

  


Message 2 of 8
cashorcharge
Community Leader
Senior Contributor

Re: Chase Business Card after Chapter 7 BK

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

Chase may be slow on auto-CLI's and any card user requests will require a HP so that may not be your best course of action...

Some of waited a while, applied for a 2nd card, got a higher limit and then adjusted their CL's accordingly.

It'll take some time but you'll get there.

Message 3 of 8
JoeRockhead
Frequent Contributor

Re: Chase Business Card after Chapter 7 BK

Congratulations on getting back in with Chase, keep up the good work!


Message 4 of 8
SouthJamaica
Mega Contributor

Re: Chase Business Card after Chapter 7 BK


@KingBam91 wrote:

I filed BK in 09/2019. Man I was so depressed doing it. Thinking my credit was gonna be trash and never able to rebuild it. But due to the support of this community I was able have the confidence to come up with gameplan and execute. Fast forward today I was approved for Chase business Unlimited card for 3k limit. Even thro I burn a couple Chase credit cards in the BK. Initially I was declined for application. But I call up reconsider line and talk to a specialist. He took a look at my personal credit profile.  Had me waited on the line for 15 mins. And told me he resubmit my application. I will be notify in 2 weeks for the results. 2 hours later I got email was approved. I'm looking for a gameplan how I can get 3K increase to 30k down the road.  Just speaking my experience it may look and feel tough. As long as you have faith and puttin in the work . Your credit Goals will be accomplish.


Congratulations. I have never been able to get Chase to give me one of their Ink cards Smiley Happy


Total revolving limits 741200 (625200 reporting) FICO 8: EQ 704 TU 713 EX 684

Message 5 of 8
mikeef
New Contributor

Re: Chase Business Card after Chapter 7 BK


@SouthJamaica wrote:

@KingBam91 wrote:

I filed BK in 09/2019. Man I was so depressed doing it. Thinking my credit was gonna be trash and never able to rebuild it. But due to the support of this community I was able have the confidence to come up with gameplan and execute. Fast forward today I was approved for Chase business Unlimited card for 3k limit. Even thro I burn a couple Chase credit cards in the BK. Initially I was declined for application. But I call up reconsider line and talk to a specialist. He took a look at my personal credit profile.  Had me waited on the line for 15 mins. And told me he resubmit my application. I will be notify in 2 weeks for the results. 2 hours later I got email was approved. I'm looking for a gameplan how I can get 3K increase to 30k down the road.  Just speaking my experience it may look and feel tough. As long as you have faith and puttin in the work . Your credit Goals will be accomplish.


Congratulations. I have never been able to get Chase to give me one of their Ink cards Smiley Happy


I think the key is to open a business bank account there. I applied for my first Ink card the same appointment. I only deposited $100. I've come to think this to be the key at other banks as well, including former SunTrust & BB&T where I got cards.

Message 6 of 8
SouthJamaica
Mega Contributor

Re: Chase Business Card after Chapter 7 BK


@mikeef wrote:

@SouthJamaica wrote:

@KingBam91 wrote:

I filed BK in 09/2019. Man I was so depressed doing it. Thinking my credit was gonna be trash and never able to rebuild it. But due to the support of this community I was able have the confidence to come up with gameplan and execute. Fast forward today I was approved for Chase business Unlimited card for 3k limit. Even thro I burn a couple Chase credit cards in the BK. Initially I was declined for application. But I call up reconsider line and talk to a specialist. He took a look at my personal credit profile.  Had me waited on the line for 15 mins. And told me he resubmit my application. I will be notify in 2 weeks for the results. 2 hours later I got email was approved. I'm looking for a gameplan how I can get 3K increase to 30k down the road.  Just speaking my experience it may look and feel tough. As long as you have faith and puttin in the work . Your credit Goals will be accomplish.


Congratulations. I have never been able to get Chase to give me one of their Ink cards Smiley Happy


I think the key is to open a business bank account there. I applied for my first Ink card the same appointment. I only deposited $100. I've come to think this to be the key at other banks as well, including former SunTrust & BB&T where I got cards.


Thanks but that's not the key. I've had my business banking there for ages Smiley Happy


Total revolving limits 741200 (625200 reporting) FICO 8: EQ 704 TU 713 EX 684

Message 7 of 8
Jccflat
Established Contributor

Re: Chase Business Card after Chapter 7 BK

did u have more than 5 cards in the past 12 months?

Message 8 of 8
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