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Chase Business Offers - APPROVED for Ink Business Preferred

Elktech
Frequent Contributor

Chase Business Offers - APPROVED for Ink Business Preferred

I finally see offers but none of these have a set APR and it's a longer application. I've only had my Chase Marriott Rewards Premier Plus Business card for about 3 months now so the business side is new to me. Is this normal for Business offers or are these really more like invitation to apply and won't bypass 5/24?

 

ChaseOffers.PNG

Message 1 of 12
11 REPLIES 11
K-in-Boston
Moderator

Re: Chase Business Offers

I'm not positive on this, but I haven't previously heard of any business cards being acquired through "green checkmarks," so I don't think that they would bypass 5/24 and if there is no set APR it's likely not a "guarantee" like the personal green checkmark offers would be.

Message 2 of 12
Elktech
Frequent Contributor

Re: Chase Business Offers

I went ahead and applied earlier this week a few times and each time it would error out with a generic server error. Credit was not pulled. Today, I look again and this time my info is pre-populated and I have a set APR. I applied and got the 30 day message. I also had my EX and TU pulled. My last Chase card (cold app) was a 30 day notice as well but was approved. If this one requires manual processing, I'm guessing denial since I am way over 5/24. But if that was the case, why not instant denial? More info as I know it.

 

InkPending.PNG

Message 3 of 12
dogz1189
New Contributor

Re: Chase Business Offers

I'm curious to hear the end result on this! Good Luck!!

Message 4 of 12
KlineJS
Established Member

Re: Chase Business Offers

According to Doctor of Credit....

 

Chase business credit cards don’t get reported to the personal credit bureaus which is useful for keeping your credit report cleaner.

https://www.doctorofcredit.com/18-things-everybody-should-know-about-chase/


Message 5 of 12
Elktech
Frequent Contributor

Re: Chase Business Offers

 


@dogz1189 wrote:

I'm curious to hear the end result on this! Good Luck!!


Thanks. As of midnight I am now approved and it's showing up in my account already. $9,000 SL and 18.24% APR. The set APR it showed me was 22.24% so I'm pleased I was approved for their lowest APR. I am 26/24 and still have the offer for Ink Business Cash in my offers. But I've been wanting an Ultimate Rewards card so that was my priority. That offer has a set APR of 15.49% which is the lowest for the Ink Business Cash. Good luck to anyone else who decides to apply from their offers. 

 

InkApproved.png

Message 6 of 12
bluthton
Established Member

Re: Chase Business Offers

Congrats! I just got the Ink Business Cash card about a week ago. Looking forward to that $500 bonus!





2/2/20 - FICO 8: 796 TU, 785 EX | Credit Karma: 795 TU, 795 EQ
Message 7 of 12
SouthJamaica
Super Contributor

Re: Chase Business Offers


@Elktech wrote:

 


@dogz1189 wrote:

I'm curious to hear the end result on this! Good Luck!!


Thanks. As of midnight I am now approved and it's showing up in my account already. $9,000 SL and 18.24% APR. The set APR it showed me was 22.24% so I'm pleased I was approved for their lowest APR. I am 26/24 and still have the offer for Ink Business Cash in my offers. But I've been wanting an Ultimate Rewards card so that was my priority. That offer has a set APR of 15.49% which is the lowest for the Ink Business Cash. Good luck to anyone else who decides to apply from their offers. 

 

InkApproved.png


Congratulations. That's the card on my wish list. But I too am way over 5/24 and need to get one of those nice preapprovals.


Total revolving limits 653000 (575000 reporting) FICO 8: EQ 716 TU 747 EX 715

Message 8 of 12
credit_is_crack
Valued Contributor

Re: Chase Business Offers


@Elktech wrote:

 


@dogz1189 wrote:

I'm curious to hear the end result on this! Good Luck!!


Thanks. As of midnight I am now approved and it's showing up in my account already. $9,000 SL and 18.24% APR. The set APR it showed me was 22.24% so I'm pleased I was approved for their lowest APR. I am 26/24 and still have the offer for Ink Business Cash in my offers. But I've been wanting an Ultimate Rewards card so that was my priority. That offer has a set APR of 15.49% which is the lowest for the Ink Business Cash. Good luck to anyone else who decides to apply from their offers. 

 

InkApproved.png


Congrats on the new addition @Elktech! I was WELL over 5/24 before the rule came out so this card has always been out of reach lol and I'm not disciplined enough to stop applying so I'll live vicariously thru your approval Smiley LOL Congrats!! 

Message 9 of 12
seattlecredit08
Frequent Contributor

Re: Chase Business Offers

I also received the new black star checkmarks under "Just for you" section as follows:

 

offers1.JPG

With a fixed APR:

offers2.JPG

 

I am way over 5/24. Smiley Surprised

 

Question: What would be the consensus? Is there a chance for approval? According to Doctor of Credit, these new black stars "bypass" 5/24 rule but I have not seen yet too many reports on this forum.

 

Thanks in advance!!

Message 10 of 12
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