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I had 2 credit cards with Chase Bank, never missed a payment. They closed both account saying I had to many inquires in last 12 months. Any advice ?
How many inquiries and how many new accounts in the past 12 months?
This is normal, many prime banks are doing AA on folks who are over-seeking credit.
Do you have any balances on those cards?
I have 1 card with 10k limint balance is 4500.00
then I was approved for Marriott Bus card, they called me. For 10K
I never recieved the Marriott Card in mail. When I went to make payment online with first card, thats when I seen they where closed. Also they wanted me to pay 450.00 yearly fee on Marriott. I also have a car loan with them. inquires around 8 in last 12 months
Sounds like there is more to your story that you haven't told yet.
List all your new accounts from the past 12 months including credit limits and current balances.
We'll figure it out and it probably starts there.
@Anonymous wrote:I have 1 card with 10k limint balance is 4500.00
then I was approved for Marriott Bus card, they called me. For 10K
I never recieved the Marriott Card in mail. When I went to make payment online with first card, thats when I seen they where closed. Also they wanted me to pay 450.00 yearly fee on Marriott. I also have a car loan with them. inquires around 8 in last 12 months
It sounds like there are other factors, but the number of inquiries was something that just happened to push Chase to take the adverse action.
Do you have other cards with other issuers? How ais the utilization on those cards?