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Chase -Ink Cash - Decision pending

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
New Contributor

Chase -Ink Cash - Decision pending

 

Thanks for reading this post!

Just tried my first card app with chase.Following is the message i got and does seem like a good sign at all Smiley Sad

Any thoughts or comments please. Is it a bad idea to try for  Freedom/CSP ?  Is it going to be second HP ?

 

Thank you for your request.

 

We need to review your request a little longer. We will let you know of our decision as soon as possible.

Thank you for choosing the Ink Cash Business Credit Card.

 

Business: Established 6 Mo, verifiable FEIN and 20K/Monthly revenue

Personnel : Chase pulled Exp (770 FICO); Util- 4%; Avg Age - 3YR+; No Negatives (like late payments/collections).

 

 

 

8 REPLIES 8
Community Leader
Super Contributor

Re: Chase -Ink Cash - Decision pending

Call the Application Status line and see what message you receive. Believe it or not if you get the 30 day message that's a good sign, anything else it depends on what's said.

FICO 08 Scores (Mar-19): TU 808, EQ 795, EX 787

Message 2 of 9
New Contributor

Re: Chase -Ink Cash - Decision pending

Message 3 of 9
Community Leader
Super Contributor

Re: Chase -Ink Cash - Decision pending


@CH2022 wrote:


It's automated so shouldn't take long.

FICO 08 Scores (Mar-19): TU 808, EQ 795, EX 787

Message 4 of 9
Established Member

Re: Chase -Ink Cash - Decision pending

Based on my experience with Chase business, they seem to have a hard time verifying my address. PM me and I'll send their direct business phone number. I usually go in to a branch, they scan my business license, good to go.

Due to the young business, there is not much public info of your location....just a best guess though

Hope this sorta kinda makes some sense 😛

Message 5 of 9
New Contributor

Re: Chase -Ink Cash - Decision pending

Update - Earlier called to check.Have been told to  wait 1-3 days!

Message 6 of 9
Community Leader
Super Contributor

Re: Chase -Ink Cash - Decision pending


@CH2022 wrote:

Update - Earlier called to check.Have been told to  wait 1-3 days!


1-3 days? That's a new one to me. Smiley Surprised

FICO 08 Scores (Mar-19): TU 808, EQ 795, EX 787

Message 7 of 9
New Contributor

Re: Chase -Ink Cash - Decision pending


@simplynoir wrote:

@CH2022 wrote:

Update - Earlier called to check.Have been told to  wait 1-3 days!


1-3 days? That's a new one to me. Smiley Surprised


Now, I got why 1-3 days was surprising!

 

 Called on 4th day after faxing SSN & FEIN - I have been told as it is still with verification dept and they are saying 2 weeks msg Smiley Sad.

 Weeks to verify/ Douple pull/ 5-24  /HP for every CLI -- I am questioning my self, Does chase really worth it ? Iit wont be more than 5K if approved!  Amex/nfcu approved in 3 days.I should have chose USB/ Barclays.

 

Message 8 of 9
Highlighted
New Visitor

Re: Chase -Ink Cash - Decision pending

Question: what was final result? App'd tonight for Ink Preferred, got same "..review a little longer.." message..
Message 9 of 9