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As some of you may know Dw and I have owned current biz for 15 years plus or minus. We had decided to upgrade from C1 Spark to Chase Ink. Our Spark had a $16K limit but we are leaving money on the table. Applied for Chase Ink. Got 30 day message on line. Then in yesterday' s mail get letter requesting us to verifi 1) Name of business 2) Tax id 3) physical adress. DW and I are not happy. She is ready to give it up. We have a D&B rating. Our biz has 2 websites plus multiple videos on You Tube. We are subcontractors for multiple governmnent agencies and Fortune 500 companies including Chase. Our office is in downtown Small Town in an office condo park where we have been located for the past 4 years just down the street from old location of past 10 years before that. The letter came from Fraud department. They pulled both DW Equifax and Exp with her scores at 747 and 760 respectfully. Do think just a quick call can solve this and possibly email/fax it some one or do I really have to mail it? This is for the birds. Any thoughts?
I don't know...maybe I'm just naive. But I just don't understand why people get upset because lenders want to verify that the people they are loaning money to are actually the ones who applied.
It seems to me that if more lenders verified in advance ID theft would be much more difficult.
@Anonymous
I understand somewhat your frustration but have to agree with the other posters. What they are asking for isn't unreasonable and should be very easy for you to provide. Submit the documents/proof that they need and enjoy your new card. Not worth getting upset over something pretty common and simple.
Thanks irish and all, To a certain extent I am glad chase is careful. But why I am stressed is 1) We are a chase vendor and know several of the SVP'S 2) We get from time to time Chase mail pieces for our biz. 3) We have not moved biz in years and have a good D&B paydex score. I will call them Monday and see if I can just fax it it. What I have for them 1) Print out from sec of state showing active biz 2) copy of our state lisc 3) Copy of of general liability dec showing address 4) envelope addressed to office postmarked last Thursday 5) W-9 6) copy of last chase mail piece Since Cap 1 just bumped our Spark card to $16K limit what should I ask for $20K from Chase ? We have been wanting this card for a long time and it last one on our list Can anyone think of any thing to give them?
Our lease is 4 years old. It has been month to month now for 3 years. I can get a letter from the IRS in the morning I hope.
I started digging through inches of dust in the bottom of the safe and found the IRS letter giving us TAx Id number and our lease. So now good to go