Chase Ink Plus approved

darkfrosty · ‎09-15-2014

So i had an ink bold with my business but ended up not using it much because it was a charge card and mainly did it for the bonus. Canceled it a few days ago and when i was openign a new business checking account at chase i decided to apply for the ink plus which has a 70k bonus when applying thru the branch. Wasnt sure I would get approved since this new online business sole prop. I ended up getting instant approval 15k limit. great day. It was so much smoother this time then it went for the bold i did online.

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards

myjourney · ‎09-15-2014

Congrats nice limit and bonus

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

red259 · ‎09-15-2014

@darkfrosty wrote:
So i had an ink bold with my business but ended up not using it much because it was a charge card and mainly did it for the bonus. Canceled it a few days ago and when i was openign a new business checking account at chase i decided to apply for the ink plus which has a 70k bonus when applying thru the branch. Wasnt sure I would get approved since this new online business sole prop. I ended up getting instant approval 15k limit. great day. It was so much smoother this time then it went for the bold i did online.

What happened with your bold application to make it difficult? I'm going to switch over to the ink next year when there is a signup bonus.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

darkfrosty · ‎09-15-2014

Well I think I would have been instantly improved for the bold but i listed my business address as my home address because that is where i get mail sent but my business is in NYC. I had my business account with Chase which I think is what confused them. So I had to call in to verify the EIN and then answer a bunch of questions about the business. They asked like a ton of questions including about how I plan to boost my revenue over the next year or so ..etc

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards

Anonymous · ‎09-15-2014

Congrats!

slap_happy · ‎09-15-2014

congrats, nice limit too

darkfrosty · ‎09-16-2014

just got the experian pull notice from myfico .. 7 point drop from the inquiry

Glad to see they only pulled Experian since Chase is notorious for pulling mutiple CAs

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards

Anonymous · ‎10-10-2014

Congrats!.....Thanks for sharing...