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Chase Ink Preferred approved!

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Frequent Contributor

Chase Ink Preferred approved!

Woo-hoo!   Credit reports updated after AZEO today.   Worked like a champ - so pulled the trigger for the Chase Ink Biz Preferred, approved instantly for $9,000.  My first biz card!  

 

However - the SL is lower than I was hoping for.  I was looking for at least $12,000, so I can fit my property taxes on it (ranch is held in the name of the LLC, so it's legit business expenses).  

 

Think I can call in on recon and get an increase on the SL?  

Started 4/2018 - TU 637
3/2019 - TU 785 EX 778 EQ 782
4/2019 - TU 800 EX 764 EQ 784
9/2019 - TU 816 EX 796 EQ ? (well, I haven't checked....)
10/2019 - TU 825 EX 800 EQ 822
11/2019 - TU ? EX 785. EQ ?
Scores entirely bolstered by one old, closed Wells Fargo card due to fall off in 2022

Discover it $4,000
Chase Freedom Unlimited $11,900
AMEX Blue Cash Everyday $18,000
Ducks Unlimited $6,000
Chase Ink Biz Preferred $9,000
Message 1 of 11
10 REPLIES 10
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Frequent Contributor

Re: Chase Ink Preferred approved!

I would. They can only say no and hit you with a HP on your personal. Do you have a INQ to spare?

08/2019:
12/2019:

~ This is Chess... It ain't Checkers!!! ~


Message 2 of 11
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Super Contributor

Re: Chase Ink Preferred approved!


@BlueOak wrote:

Woo-hoo!   Credit reports updated after AZEO today.   Worked like a champ - so pulled the trigger for the Chase Ink Biz Preferred, approved instantly for $9,000.  My first biz card!  

 

However - the SL is lower than I was hoping for.  I was looking for at least $12,000, so I can fit my property taxes on it (ranch is held in the name of the LLC, so it's legit business expenses).  

 

Think I can call in on recon and get an increase on the SL?  


You were just approved so I am not sure how successful you will be at getting  a CLI right away. It will certainly be a HP to find out. Is this one of the cards with flex spending? I know some of my cards allow you to spend X amount over the credit limit. If it has that feature you may not need to get a CLI to make this payment. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 3 of 11
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Regular Contributor

Re: Chase Ink Preferred approved!

Congrats! 

 

This one is my goal card! 

Message 4 of 11
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Super Contributor

Re: Chase Ink Preferred approved!


@BlueOak wrote:

Woo-hoo!   Credit reports updated after AZEO today.   Worked like a champ - so pulled the trigger for the Chase Ink Biz Preferred, approved instantly for $9,000.  My first biz card!  

 

However - the SL is lower than I was hoping for.  I was looking for at least $12,000, so I can fit my property taxes on it (ranch is held in the name of the LLC, so it's legit business expenses).  

 

Think I can call in on recon and get an increase on the SL?  


Congratulations. That is the one card I don't have that I wish I had.

 

If I were you I would just be grateful for the approval and stay out of their face. I'm pretty sure they wouldn't give you an increase without another HP.

 

 


Total revolving limits 644000 (568000 reporting)
FICO 8's EQ 710 TU 733 EX 717



Message 5 of 11
Valued Contributor

Re: Chase Ink Preferred approved!

Congrats. This is definitely one my next cards. 

Message 6 of 11
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Frequent Contributor

Re: Chase Ink Preferred approved!


@SilverSmith wrote:

I would. They can only say no and hit you with a HP on your personal. Do you have a INQ to spare?


Yep, inquiries are low, but they would probably pick on poor Experian.  Again.  LOL.   I figgered I could give them a call and see, anyway....if it's an HP I don't think I'll go for it.  

Started 4/2018 - TU 637
3/2019 - TU 785 EX 778 EQ 782
4/2019 - TU 800 EX 764 EQ 784
9/2019 - TU 816 EX 796 EQ ? (well, I haven't checked....)
10/2019 - TU 825 EX 800 EQ 822
11/2019 - TU ? EX 785. EQ ?
Scores entirely bolstered by one old, closed Wells Fargo card due to fall off in 2022

Discover it $4,000
Chase Freedom Unlimited $11,900
AMEX Blue Cash Everyday $18,000
Ducks Unlimited $6,000
Chase Ink Biz Preferred $9,000
Message 7 of 11
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Frequent Contributor

Re: Chase Ink Preferred approved!


@red259 wrote:

You were just approved so I am not sure how successful you will be at getting  a CLI right away. It will certainly be a HP to find out. Is this one of the cards with flex spending? I know some of my cards allow you to spend X amount over the credit limit. If it has that feature you may not need to get a CLI to make this payment. 

No, not a flex card, as far as I am aware.  If I don't do the HP for a CLI, I will just have to be on top of paying it down.  

Started 4/2018 - TU 637
3/2019 - TU 785 EX 778 EQ 782
4/2019 - TU 800 EX 764 EQ 784
9/2019 - TU 816 EX 796 EQ ? (well, I haven't checked....)
10/2019 - TU 825 EX 800 EQ 822
11/2019 - TU ? EX 785. EQ ?
Scores entirely bolstered by one old, closed Wells Fargo card due to fall off in 2022

Discover it $4,000
Chase Freedom Unlimited $11,900
AMEX Blue Cash Everyday $18,000
Ducks Unlimited $6,000
Chase Ink Biz Preferred $9,000
Message 8 of 11
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Frequent Contributor

Re: Chase Ink Preferred approved!


@FieryDance wrote:

Congrats! 

 

This one is my goal card! 


Thanks!  A Chase biz card has been in the plan for about 6 months, but this one was shameless SUB chasing.   Since most of my spend is non-category, I'll downgrade to the Business Unlimited next year.   If they put feed purchases and tractor repair as categories, though.....Smiley Wink

Started 4/2018 - TU 637
3/2019 - TU 785 EX 778 EQ 782
4/2019 - TU 800 EX 764 EQ 784
9/2019 - TU 816 EX 796 EQ ? (well, I haven't checked....)
10/2019 - TU 825 EX 800 EQ 822
11/2019 - TU ? EX 785. EQ ?
Scores entirely bolstered by one old, closed Wells Fargo card due to fall off in 2022

Discover it $4,000
Chase Freedom Unlimited $11,900
AMEX Blue Cash Everyday $18,000
Ducks Unlimited $6,000
Chase Ink Biz Preferred $9,000
Message 9 of 11
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Frequent Contributor

Re: Chase Ink Preferred approved!


@SouthJamaica wrote:


Congratulations. That is the one card I don't have that I wish I had.

 

If I were you I would just be grateful for the approval and stay out of their face. I'm pretty sure they wouldn't give you an increase without another HP.

 


Hahaha - the duck and cover strategy?   Probably for the best anyway.  Chase auto-CLI'd my Freedom Unlimited at 6 months, so maybe they'll be generous when the Ink dries.  

Started 4/2018 - TU 637
3/2019 - TU 785 EX 778 EQ 782
4/2019 - TU 800 EX 764 EQ 784
9/2019 - TU 816 EX 796 EQ ? (well, I haven't checked....)
10/2019 - TU 825 EX 800 EQ 822
11/2019 - TU ? EX 785. EQ ?
Scores entirely bolstered by one old, closed Wells Fargo card due to fall off in 2022

Discover it $4,000
Chase Freedom Unlimited $11,900
AMEX Blue Cash Everyday $18,000
Ducks Unlimited $6,000
Chase Ink Biz Preferred $9,000
Message 10 of 11
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