Chase Ink Preferred approved!

[Anonymous]

Woo-hoo!   Credit reports updated after AZEO today.   Worked like a champ - so pulled the trigger for the Chase Ink Biz Preferred, approved instantly for $9,000.  My first biz card!  

However - the SL is lower than I was hoping for.  I was looking for at least $12,000, so I can fit my property taxes on it (ranch is held in the name of the LLC, so it's legit business expenses).  

Think I can call in on recon and get an increase on the SL?  

[Anonymous]

I would. They can only say no and hit you with a HP on your personal. Do you have a INQ to spare?

[red259]

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@Anonymous wrote:

Woo-hoo!   Credit reports updated after AZEO today.   Worked like a champ - so pulled the trigger for the Chase Ink Biz Preferred, approved instantly for $9,000.  My first biz card!  

However - the SL is lower than I was hoping for.  I was looking for at least $12,000, so I can fit my property taxes on it (ranch is held in the name of the LLC, so it's legit business expenses).  

Think I can call in on recon and get an increase on the SL?  

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You were just approved so I am not sure how successful you will be at getting  a CLI right away. It will certainly be a HP to find out. Is this one of the cards with flex spending? I know some of my cards allow you to spend X amount over the credit limit. If it has that feature you may not need to get a CLI to make this payment. 

[FieryDance]

Congrats! 

This one is my goal card! 

[SouthJamaica]

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@Anonymous wrote:

Woo-hoo!   Credit reports updated after AZEO today.   Worked like a champ - so pulled the trigger for the Chase Ink Biz Preferred, approved instantly for $9,000.  My first biz card!  

However - the SL is lower than I was hoping for.  I was looking for at least $12,000, so I can fit my property taxes on it (ranch is held in the name of the LLC, so it's legit business expenses).  

Think I can call in on recon and get an increase on the SL?  

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Congratulations. That is the one card I don't have that I wish I had.

If I were you I would just be grateful for the approval and stay out of their face. I'm pretty sure they wouldn't give you an increase without another HP.

[randomguy1]

Congrats. This is definitely one my next cards. 

[Anonymous]

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@Anonymous wrote:

I would. They can only say no and hit you with a HP on your personal. Do you have a INQ to spare?

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Yep, inquiries are low, but they would probably pick on poor Experian.  Again.  LOL.   I figgered I could give them a call and see, anyway....if it's an HP I don't think I'll go for it.  

[Anonymous]

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@red259 wrote:

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You were just approved so I am not sure how successful you will be at getting  a CLI right away. It will certainly be a HP to find out. Is this one of the cards with flex spending? I know some of my cards allow you to spend X amount over the credit limit. If it has that feature you may not need to get a CLI to make this payment. 

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No, not a flex card, as far as I am aware.  If I don't do the HP for a CLI, I will just have to be on top of paying it down.  

[Anonymous]

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@FieryDance wrote:

Congrats! 

This one is my goal card! 

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Thanks!  A Chase biz card has been in the plan for about 6 months, but this one was shameless SUB chasing.   Since most of my spend is non-category, I'll downgrade to the Business Unlimited next year.   If they put feed purchases and tractor repair as categories, though.....

[Anonymous]

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@SouthJamaica wrote:

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Congratulations. That is the one card I don't have that I wish I had.

If I were you I would just be grateful for the approval and stay out of their face. I'm pretty sure they wouldn't give you an increase without another HP.

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Hahaha - the duck and cover strategy?   Probably for the best anyway.  Chase auto-CLI'd my Freedom Unlimited at 6 months, so maybe they'll be generous when the Ink dries.